U.S. Bank Visa® Platinum Card is an Editor's Pick for: Best Credit Card Rates. Best Balance Transfer. Best Overall.
You'll need at least good credit to qualify for the U.S. Bank Visa® Platinum Card. Generally speaking, “good credit” is defined as a score of at least 690. But a credit score alone isn't enough to qualify for any credit card. Issuers take into account your income, existing debts and other information.
With up to a $25,000 credit limit, the Visa Platinum card gives you room to do what you need and what you want. Your Visa Platinum card is accepted at over 22 million worldwide locations, including over 700,000 ATMs in the Visa Global ATM Network.
Platinum cardholders usually earn more rewards points per $1 spent than gold cardholders. ... Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments.
Credit Limit: $300+ Annual Fee: $0 - $99.
If you have excellent credit, choosing the Quicksilver card over the Platinum card is a no brainer. Not only will the interest most likely be lower, but many of the perks – including no foreign transaction fees and no penalty APR rate – will be the same.
Visa Platinum is a card full of potential, with higher spending limits and greater purchasing power. Visa Platinum card is the choice of consumers who want more from their cards.
A good APR for a credit card is 14% and below. That's roughly the average APR among credit card offers for people with excellent credit. And a great APR for a credit card is 0%. The right 0% credit card could help you avoid interest entirely on big-ticket purchases or reduce the cost of existing debt.
To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it's a good idea to have at least two or three credit cards.
JP Morgan Chase Palladium Card
The JP Morgan Chase Palladium credit card is made of laser-etched palladium and gold, and it is reserved for consumers who have a relationship with JP Morgan's private bank, wealth management, or investment bank.
The American Express Platinum card has no pre-set credit limit. That does not give cardholders unlimited purchasing power. ... Rather, they calculate your purchasing power based on how much you spend on the card as well as your income, any debt you carry, and your overall creditworthiness.
Chase Sapphire Reserve
Highest reported credit limit: $78,000, according to a post on the myFICO Forums. As a Visa Infinite card, your limit will be $10,000 at a minimum. Sign-up bonus: Earn 60,000 Ultimate Rewards points after you spend $4,000 in the first three months of account opening.
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