The Wells Fargo Cash Back College℠ Card is a good option for students who are looking to build credit without the hassle of an annual fee. You'll also appreciate the complimentary cellphone insurance. If you drop your phone, you won't have to carry on with a broken screen.
Wells Fargo Cash Back College℠ Card: No Score Needed
The card also offers an introductory 0% APR offer that's good on both new purchases and balance transfers, a relative rarity in the student credit card market.
The Wells Fargo Cash Back College Card is designed for college students who want to earn rewards while building a good credit history. This card earns 3% cash rewards on up to $2,500 in combined gas, grocery and drugstore purchases for the first six months after opening an account.
Reply 35. Your Wells Fargo Student Credit Card limit will be based on your credit history and income. The minimum credit limit, provided you meet the approval requirements, is $500.
1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
Discover Bank is a solid online bank with high APY rates and good customer service. ... While Wells Fargo is one of America's largest banks with over 5,400 locations and 13,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service.
The best credit cards for a 550 score:
Best credit cards if your FICO score is 600 to 649 overview
Credit Card | Best For |
---|---|
Capital One Platinum Credit Card | Rebuilding credit |
Secured Mastercard® from Capital One | The lower end of fair credit |
OpenSky® Secured Visa® Credit Card | Those with little to no credit |
Discover it® Secured | Cashback rewards AND building credit |
Bottom line: The Wells Fargo Cash Back℠ College Card is — at best — an average credit card option for students. It has some redeeming qualities, such as its cash back rewards and introductory 0% APR on purchases and balance transfers.
Wells Fargo does not allow you to request a credit limit increase online. Instead, they ask you to call into their customer service line at 1-800-642-4720. When you call into Wells Fargo to make this request, you should have your credit card number handy and be willing to answer any questions they ask.
Is there another way to access Wells Fargo ATMs without a card? Yes. You may continue to access Wells Fargo ATMs using your Wells Fargo Debit, ATM, or EasyPay Card, or with a Wells Fargo-supported digital wallet on your mobile device.
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