Call Bank of America at 800.432. 1000 to close the account. Send a written request to close the account to: Bank of America, FL1-300-01-29, PO Box 25118, Tampa, FL 33622-5118. Sign the letter and include instructions on how to receive your remaining balance, if eligible.
You came here wondering “How to close a Bank of America account?” and now you know the answer. It cannot be done online, but you can do it through mail, phone, or by going to one of their branches.
Many banks allow you to do this online, but it also could require a phone call to customer service or a visit to your local bank branch. Some banks may require you to fill out an account closure request form or submit a written request.
To carry out the account closure process, an account holder needs to visit the branch personally. At the branch, you need to submit an account closure form along with the de-linking form, unused cheque book and debit card. In the form, you need to mention the reason for the closure of the bank account.
The good news is that, unlike closing a credit card account, closing a bank account generally won't hurt your credit score. ... If the bank decides to send this debt you owe to them to a collection agency, it could go reported to the credit bureaus.
Bank of America will reactivate a closed account if an electronic deposit or credit, like an automatic bill payment, is made. ... But if an account is reopened, however, and there's no money there, a person could get hit with an overdraft fee to fund an account maintenance fee or an automatic payment.
Call Bank of America at 800.432. 1000 to close the account. Send a written request to close the account to: Bank of America, FL1-300-01-29, PO Box 25118, Tampa, FL 33622-5118.
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