The Wells Fargo Cash Back College℠ Card is a good option for students who are looking to build credit without the hassle of an annual fee. You'll also appreciate the complimentary cellphone insurance. If you drop your phone, you won't have to carry on with a broken screen.
The Wells Fargo Cash Back College Card is designed for college students who want to earn rewards while building a good credit history. This card earns 3% cash rewards on up to $2,500 in combined gas, grocery and drugstore purchases for the first six months after opening an account.
Build Credit History
A Wells Fargo Cash Back College Card can help you establish credit history as you buy the things you need while in college – and you can earn cash rewards.
Reply 35. Your Wells Fargo Student Credit Card limit will be based on your credit history and income. The minimum credit limit, provided you meet the approval requirements, is $500.
1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account.
Discover Bank is a solid online bank with high APY rates and good customer service. ... While Wells Fargo is one of America's largest banks with over 5,400 locations and 13,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service.
Is there another way to access Wells Fargo ATMs without a card? Yes. You may continue to access Wells Fargo ATMs using your Wells Fargo Debit, ATM, or EasyPay Card, or with a Wells Fargo-supported digital wallet on your mobile device.
Wells Fargo Cash Back Credit Card's Rewards
Cash rewards are redeemed in $25 increments and you can choose to have them automatically deposited into your savings or checking account. ... If you prefer, you can get them as a statement credit or check. You can even elect to redeem your rewards for travel and more.
The best credit card for a 550 credit score is the OpenSky® Secured Visa® Credit Card. There's no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments.
There is no Wells Fargo credit card over-limit fee. But if Wells Fargo allows an over-limit transaction, the amount over the limit will be due along with the minimum payment on your next billing statement. ... The overdraft fee is $12.50 if the total of overdraft protection advances for the day is $50 or less.
Wells Fargo Cash Back College℠ Card: No Score Needed
The card also offers an introductory 0% APR offer that's good on both new purchases and balance transfers, a relative rarity in the student credit card market.
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