The Capital One Spark Cash for Business makes it easy for entrepreneurs to earn plenty of cash back on all kinds of spending. The card, which has an annual fee of $0 intro for the first year, then $95, features unlimited 2% cash back on all purchases — no bonus categories to deal with, no spending caps to worry about.
The Capital One Spark Cash for Business offers an unlimited 2% cash back on all purchases. It has an annual fee of $0 intro for the first year, then $95.
A cash back credit card is one that offers cash rewards for spending. When you make a purchase with a cash back rewards card, you earn a cash credit for a percentage of the purchase. For example, you might earn 1% to 2% on all your purchases.
The Spark Cash provides 2% cash back on all purchases. Although cards like the Ink Business Cash Credit Card and the Bank of America® Business Advantage Cash Rewards Mastercard® credit card provide higher cash back earning on purchases in select categories, these cards only provide 1% cash back on everyday spending.
Capital One Spark Cash is among the best business rewards credit cards on the market, particularly for applicants who prefer cash back to travel rewards. The Spark Cash Card's rewards are simple, yet highly lucrative, as all cardholders earn 2% cash back on all purchases.
NerdWallet's Best Cash Back Credit Cards of May 2021
There are no credit cards with 3% cash back on everything, at least not forever. The closest you can get is with the Alliant Cashback Visa® Signature Credit Card. ... The Blue Cash Preferred® Card from American Express has an annual fee of $0 intro 1st yr, $95 after.
In a cash back program (like programs from Discover) companies are offering you a percentage back that they simply pay out once or twice a year. ... Forgetting the percentages, having a surprise check come in the mail every now and then is nice. So, at face value, of course it's worth it!
Are Cash-Back Credit Cards Worth It? ... According to a recent article on Mint.com, “In Rewards Cards' Terms, How Much Really Is 5% Back?,” the answer is a resounding, “No.” Cash-back programs offer to pay back credit card users a certain percentage of their spending, usually 1-5%.
Getting a credit card that offers cash back always sounds like a good idea. ... However, you need to keep in mind that they are not going to give you cash back on every purchase that you make. Even if they claim to give you cash back on every purchase, they will only give you up to a certain amount per transaction.
The Capital One Platinum credit limit is $300 or more, depending on your creditworthiness. So as long as you're approved for the card, you're guaranteed at least a $300 spending limit. But if your credit score and income exceed what Capital One is looking for, you could definitely start off with a higher limit.
There are several easy approval business credit cards. That's because the easiest business credit cards to get only require fair or bad credit. They include Capital One Spark Classic for Business, the Staples Business Credit Card, and the Wells Fargo Business Secured Credit Card.
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