The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo.
The Wells Fargo Visa Signature Card offers you points worth as much as 1.5 cents each toward flights. Better yet, it has the effect of increasing the value of points you earn from other Wells Fargo cards, which is why you should't overlook this card.
The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can't stomach the idea of paying an annual fee for a credit card. ... Other options for your stash include statement credits, cash back from a Wells Fargo ATM or gift cards.
Best Wells Fargo Credit Cards Compared
| Credit Card | Best For | Annual Fee |
|---|---|---|
| Wells Fargo Cash Wise Visa® card | Cash Back | $0 |
| Wells Fargo Rewards® Card | Gas Rewards | $0 |
| Wells Fargo Platinum card | 0% Intro APR | $0 |
| Wells Fargo Business Platinum Credit Card | Business | $0 |
Wells Fargo Cash Wise Visa® Card: 650+ FICO
New cardholders can also enjoy an introductory APR deal for 0% APR on new purchases and balance transfers.
Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Visa Signature® Card. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® Score available, and enrolled in Wells Fargo Online®.
The Wells Fargo Visa Signature Card is a flexible rewards card for people who want to earn rewards on every purchase. This card offers travel benefits and a rewards program with points that can be redeemed for travel, cash, gift cards and more. The Wells Fargo Visa Signature Card charges an annual fee of $0.
The Wells Fargo Propel credit score requirement is 700 or higher. ... There are reports of users getting approved for the card with credit scores in the mid-600s, but those cases are rare. It's better to apply with a higher score to increase the odds of success. But even then, it still won't guarantee approval.
Your Wells Fargo Propel credit limit will be determined based on your creditworthiness, income, and debt. There are anecdotal reports of some Wells Fargo Propel cardholders getting credit limits of over $20,000, but Wells Fargo doesn't disclose a minimum or a maximum.
In addition to having no annual fee, Wells Fargo Propel doesn't charge a foreign transaction fee. In other words, Wells Fargo Propel isn't your average credit card. At 20,000 points (worth $200) for spending $1,000 within 3 months of opening an account, the Propel card's initial bonus is about the market average.
Automatic credit limit increases
In some cases, Wells Fargo might automatically increase your credit limit – without you having to request one. If you demonstrate a good payment history and are a reliable customer, the issuer will occasionally award you with more credit.
What credit bureau does Wells Fargo use for approval? Wells Fargo uses all three major credit bureaus: Equifax, Experian, and TransUnion. Your state may factor into which credit bureau Wells Fargo uses when it pulls your credit report.
Compare to Other Cards
| Wells Fargo Platinum card | Citi® Diamond Preferred® Card | U.S. Bank Visa® Platinum Card |
|---|---|---|
| Recommended Credit Score 690850good - excellent | Recommended Credit Score 690850good - excellent | Recommended Credit Score 690850good - excellent |
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