Visa Infinite is the highest level of Visa-branded credit cards, above Visa Signature and Visa Traditional. There are only a few Visa Infinite cards in the U.S., as they're typically only the most high-end credit cards offering the best benefits of any card on the Visa network.
For a Visa Infinite credit card, in order to qualify, you need an income of at least $60,000 personal or $100,000 household. For Visa Infinite Privilege, the income requirements are $200,000 for either personal or household, at least double the Visa Infinite requirements.
Visa Infinite benefits
Many of the Visa Infinite perks offer higher levels of protection compared to the Visa Signature version of the benefits. For instance, Signature cardholders receive return protection on eligible items up to $250, while Infinite cardholders receive coverage on items up to $300.
Compare the Best Wells Fargo Credit Cards
| Credit Card | Intro Offer | Rewards |
|---|---|---|
| Wells Fargo Cash Wise Visa® Card Best Overall/Best Cash Back | $150 after $500 in 3 months; 0% APR on purchases and balance transfers for 15 months | Unlimited 1.5% |
The Centurion® Card from American Express (Review) is generally considered the most expensive credit card; it charges a $10,000 initiation fee and a $5,000 annual fee. It's only available by invitation. The Mastercard® Gold Card™ (Review) is the priciest card that anyone can apply to thanks to an annual fee of $995.
With Visa Infinite, you can enjoy benefits like room upgrades, complimentary Wi-Fi and breakfast, late checkout, and so much more at over 900 Visa Infinite Luxury Hotel Collection properties around the world.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
The most exclusive credit card is the American Express Centurion Card, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year, and an application is needed to apply.
Your Visa Debit Infinite card provides you with free information services and assistance so you travel safely and save money and time. ... The emergency cash disbursement service provides you with cash if your card is lost or stolen, while the cardholder is at their home country or traveling abroad1.
Best Visa credit cards
Compare Providers
| Best Visa Credit Cards | ||
|---|---|---|
| Credit Card | Category | Annual Fee |
| Chase Sapphire Preferred Card | Best Sign-Up Bonus: | $95 |
| Chase Sapphire Reserve | Best for Luxury Travel | $550 |
| U.S. Bank Visa Platinum Card | Best for Balance Transfers, Best for Financing Large Purchases | $0 |
Editor's Top Picks: Best Visa Credit Cards
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