Our Verdict. The Wells Fargo Rewards offers excellent points rewards on bonus categories and a generous introductory 0% offer without charging an annual fee.
The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750.
The Wells Fargo Rewards Card is a rewards credit card. For the first six months, the card earns five points per dollar on gas, grocery and drugstore purchases on the first $12,500 spent. All other purchases earn one point per dollar. There is a $0 annual fee.
There are three ways to redeem Wells Fargo points: online, by phone, or through a Wells Fargo ATM;
Bonus rewards will be earned based on the net purchase of eligible goods and services purchased, excluding tax, shipping, handling, or any special services. Bonus rewards will be added to your Rewards Account within 30 days of purchase or 30 days after your travel plans have been completed.
Compare the Best Wells Fargo Credit Cards
| Credit Card | Intro Offer | Rewards |
|---|---|---|
| Wells Fargo Cash Wise Visa® Card Best Overall/Best Cash Back | $150 after $500 in 3 months; 0% APR on purchases and balance transfers for 15 months | Unlimited 1.5% |
The best credit cards for a 550 score:
How to check your Wells Fargo credit card application status:
Your customer will receive the credit card within 7—10 days of being approved for credit.
Visa Rewards credit card | Wells Fargo.
For cash back: A big plus with Go Far Rewards is that if you have a Wells Fargo debit or ATM card, you can redeem points for cold, hard cash that you can hold in your hand that day. You'll just need to find a Wells Fargo ATM. You'll also need at least 2,000 points first (points redeem this way in $20 increments).
The Wells Fargo Cash Wise Visa® card offers solid, no-fuss cash rewards — an unlimited 1.5% cash back on purchases — for a $0 annual fee.
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