The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can't stomach the idea of paying an annual fee for a credit card. ... Other options for your stash include statement credits, cash back from a Wells Fargo ATM or gift cards.
Unlike many other credit cards that make you choose one or the other, the Wells Fargo Propel American Express® card offers a 0% for 12 months APR introductory offer on purchases and qualifying balance transfers and a points bonus when you sign up.
A: You'll need a FICO credit score of at least 670 to qualify for the Wells Fargo Propel American Express card.
The Wells Fargo Propel American Express card also has a $0 annual fee and a 0% intro APR for the first 12 months on both purchases and qualifying balance transfers. If you have good or excellent credit and spend a lot in the Propel card's bonus categories, you should definitely consider applying.
In addition to having no annual fee, Wells Fargo Propel doesn't charge a foreign transaction fee. In other words, Wells Fargo Propel isn't your average credit card. At 20,000 points (worth $200) for spending $1,000 within 3 months of opening an account, the Propel card's initial bonus is about the market average.
Your Wells Fargo Propel credit limit will be determined based on your creditworthiness, income, and debt. There are anecdotal reports of some Wells Fargo Propel cardholders getting credit limits of over $20,000, but Wells Fargo doesn't disclose a minimum or a maximum.
In 2016, credit cards using the American Express network accounted for 22.9% of the total dollar volume of credit card transactions in the United States.
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American Express.
| Type | Public |
|---|---|
| Industry | Banking Financial services |
| Predecessor | Livingston, Fargo & Company Wells, Butterfield & Company Wells & Company |
Best Wells Fargo Credit Cards Compared
| Credit Card | Best For | Annual Fee |
|---|---|---|
| Wells Fargo Cash Wise Visa® card | Cash Back | $0 |
| Wells Fargo Rewards® Card | Gas Rewards | $0 |
| Wells Fargo Platinum card | 0% Intro APR | $0 |
| Wells Fargo Business Platinum Credit Card | Business | $0 |
If approved, you should have received your Propel card within 7-10 business days after approval. Wells Fargo does not offer expedited shipping for new credit cards.
Most Wells Fargo credit cards require a credit score of 700+. The exceptions are the Wells Fargo Rewards Card, which requires a score of 750+, and the Wells Fargo Cash Back College Card, which is available to students with limited credit.
The Wells Fargo two-card combination makes it relatively easy to earn enough points for free flights, and a nice kicker is that flights booked through the Go Far Rewards portal have also always earned redeemable and elite qualifying miles for me over the last two years.
Wells Fargo Cash Wise Visa® Card: 650+ FICO
The Wells Fargo Cash Wise Visa® Card is a popular choice for consumers who want simple rewards that don't require much hassle. It offers an unlimited 1.5% cash back on every purchase, without categories to activate or track, and it never charges an annual fee.
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