The Wells Fargo Propel card has a lucrative rewards rate, including 3 points per dollar on dining, travel and transit, gas station purchases and select streaming services. ... This is an exceptionally high earning rate for a no-annual-fee card, putting the Wells Fargo Propel card on par with some premium travel cards.
A: You'll need a FICO credit score of at least 670 to qualify for the Wells Fargo Propel American Express card.
The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can't stomach the idea of paying an annual fee for a credit card. ... Other options for your stash include statement credits, cash back from a Wells Fargo ATM or gift cards.
Wells Fargo Propel American Express® card benefits and perks: Earn bonus points on ordering, Netflix, Spotify and more. ... This is a card that doesn't ask you to make that decision — it offers many of the benefits and bonus categories found in annual fee credit cards, all without charging an annual fee.
The Wells Fargo Propel credit score requirement is 700 or higher. ... There are reports of users getting approved for the card with credit scores in the mid-600s, but those cases are rare. It's better to apply with a higher score to increase the odds of success. But even then, it still won't guarantee approval.
Your Wells Fargo Propel credit limit will be determined based on your creditworthiness, income, and debt. There are anecdotal reports of some Wells Fargo Propel cardholders getting credit limits of over $20,000, but Wells Fargo doesn't disclose a minimum or a maximum.
Most Wells Fargo credit cards require a credit score of 700+. The exceptions are the Wells Fargo Rewards Card, which requires a score of 750+, and the Wells Fargo Cash Back College Card, which is available to students with limited credit.
The Wells Fargo Propel American Express card also has a $0 annual fee and a 0% intro APR for the first 12 months on both purchases and qualifying balance transfers. If you have good or excellent credit and spend a lot in the Propel card's bonus categories, you should definitely consider applying.
In addition to having no annual fee, Wells Fargo Propel doesn't charge a foreign transaction fee. In other words, Wells Fargo Propel isn't your average credit card. At 20,000 points (worth $200) for spending $1,000 within 3 months of opening an account, the Propel card's initial bonus is about the market average.
To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it's a good idea to have at least two or three credit cards.
Wells Fargo does not disclose the exact metals used to make the card, but it weighs 10 grams, which is about twice as heavy as a regular plastic credit card. One of the most unique things about Wells Fargo Propel being made of metal is that it is one of the only metal credit cards that has a $0 annual fee.
American Express is not accepted everywhere because American Express charges merchants higher fees than Visa, Mastercard. This makes retailers like Costco, independently owned boutiques, and many family stores shy away from accepting your American Express card.
If approved, you should have received your Propel card within 7-10 business days after approval. Wells Fargo does not offer expedited shipping for new credit cards.
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