The Wells Fargo Cash Wise Visa is an OK choice for everyday purchases, providing a simple 1.5% back on whatever you buy. While other cards may offer higher rewards in specific categories, they may be in areas that don't align with your spending and/or you may also not want to be bothered with category tracking.
The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus.
To redeem your rewards online, use your account credentials to log on to the GoFar Rewards home page, click “Use” on the top rail and select the redemption option you want. To get cash back at an ATM instead, find a Wells Fargo ATM in your vicinity, and use your Wells Fargo debit card to redeem for cash.
To get a Wells Fargo cash advance PIN, call customer service at (800) 642-4720. After that, you'll be able to take out up to $500 in cash per day from your line of credit, up to your cash advance limit. If you have a Wells Fargo checking account, you can link it to your credit card as overdraft protection.
Wells Fargo Cash Wise Visa® Card: 650+ FICO
The Wells Fargo Cash Wise Visa® Card is a popular choice for consumers who want simple rewards that don't require much hassle. It offers an unlimited 1.5% cash back on every purchase, without categories to activate or track, and it never charges an annual fee.
The Wells Fargo Cash Wise credit score requirement is 700 or higher. Applicants generally need good credit to be approved. That doesn't mean every single applicant with a credit score of 700+ will be accepted and everyone with a credit score under 700 will be rejected.
Thanks to this method, the Wise card is very effective and easy when it comes to saving on exchange rates. In addition, you can also avoid expensive (and often hidden) fees when withdrawing money while abroad, by choosing to withdraw in the local currency and letting Wise to deal with the conversion.
Most Wells Fargo credit cards require a credit score of 700+. The exceptions are the Wells Fargo Rewards Card, which requires a score of 750+, and the Wells Fargo Cash Back College Card, which is available to students with limited credit.
Without its initial bonus, the Cash Wise card is still very good, just not elite. ... It gives you at least 1.5% cash back on all purchases, which is roughly 50% higher than the average cash rewards card's base earning rate. And you even get a bit more (1.8% back) on digital-wallet purchases for the first 12 months.
Wells Fargo doesn't offer rewards points for signing on for new credit cards, says spokeswoman Lisa B. ... Rewards and airline miles that are provided in connection with a purchase on a credit card are routinely not subject to individual income tax reporting.
Your Points expire and You cannot use them at the end of the 60th month (approximately 5 years) starting the first month Your Points post to Your Rewards Account. When You redeem Your Points, We begin with the earliest Points You earned.
1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ... Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card for further details.
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