Yes, you can get pre-approved for the Walmart credit card. ... Be aware that Walmart credit card pre-approval is not a guarantee that you'll be approved for the card. It simply means the odds of getting the card are in your favor should you submit an application.
The Capital One® Walmart Rewards® Card specifies that it is looking for applicants with Excellent/Good credit. That generally specifies a credit score of 600 or higher.
You probably can't get a Walmart credit card with bad credit because it requires fair credit for approval. That means your chances are best if your credit score is 640+. That's not to say getting a Walmart credit card with bad credit is impossible.
The Walmart credit card requirements for approval include being 18+ years old and having a credit score of at least 640. Walmart credit card applicants also need a monthly income that's at least $425 more than their monthly housing payment, a valid SSN or Tax ID number, and a physical U.S. address.
The best credit cards for a 550 score:
The higher your score is, the higher you can expect your credit limit to be. There are reports of people getting Walmart Store Card limits of $400, $1,000 and $8,000. People report being approved and $1,200.
Best credit cards if your FICO score is 600 to 649 overview
| Credit Card | Best For |
|---|---|
| Capital One Platinum Credit Card | Rebuilding credit |
| Secured Mastercard® from Capital One | The lower end of fair credit |
| OpenSky® Secured Visa® Credit Card | Those with little to no credit |
| Discover it® Secured | Cashback rewards AND building credit |
Top Overall Cards for 600 to 650 Credit Scores
It is not very hard to get a Walmart credit card. ... The Walmart Mastercard accepts applicants with good credit, so a score of 700 or higher. The Walmart store card will accept applicants with fair credit (score of 640 or higher) and is therefore easier to get.
A 450 credit score is a bad credit score, unfortunately, as it's a lot closer to the lowest score possible (300) than the highest credit score (850). ... As a result, a 450 credit score will make it difficult to qualify for a loan or unsecured credit card.
Best “Department Store” Credit Cards for Bad Credit
Affirm reports that you're "more likely to be approved" for their financing with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.
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