U.S. Bank Visa® Platinum Card Review

1. Is the US Bank Platinum card good?
2. What credit score do you need for US Bank Platinum?
3. What is US Bank Platinum card?
4. Is US bank a good credit card?
5. Is the US Bank Platinum card metal?
6. What credit score is needed for a US Bank credit card?
7. Does the Platinum card have a limit?
8. Does US Bank automatically increase credit limit?
9. How often does US bank increase credit limit?

Is the US Bank Platinum card good?

If you're looking to finance a major purchase, the U.S. Bank Visa® Platinum Card is one of the best options on the market for buying time until you can pay it off. ... You won't earn rewards with the U.S. Bank Visa® Platinum Card. But it comes with cell phone insurance, a minor perk.

What credit score do you need for US Bank Platinum?

People with excellent credit have the highest approval odds

It might be possible to get the U.S. Bank Platinum Visa Card with a lower score, especially if you have a lot of income and relatively little debt. But we recommend that applicants have a credit score of 750 or higher.

What is US Bank Platinum card?

In a Nutshell: The U.S. Bank Visa Platinum card offers cardholders with excellent credit a below average minimum interest rate and reasonable terms, including no penalty APR, and a long introductory period.

Is US bank a good credit card?

The U.S. Bank Visa® Platinum Card could be a good option for people looking to manage interest payments with no annual fee. ... That means you can make a new purchase and pay it off over 20 billing cycles without getting charged interest. There's also a balance transfer fee of 3% (minimum $5) to factor into your decision.

Is the US Bank Platinum card metal?

The Platinum Card® from American Express

This card's been around for a while, but was refreshed in 2017 and changed to a metal design. It includes many travel benefits, like airport lounge access, Uber credits, and a Global Entry or TSA PreCheck credit.

What credit score is needed for a US Bank credit card?

The best U.S. Bank credit cards require a 750 credit score or higher for good approval odds. And U.S. Bank's co-branded credit cards require good credit, or a credit score of at least 700.

Does the Platinum card have a limit?

American Express Platinum card has no pre-set spending limit, which means your limit is flexible, will depend on your monthly spending habits and could change from month to month. The annual fee is $550, and you need good credit or better to get approved.

Does US Bank automatically increase credit limit?

Does U.S. Bank automatically increase your credit limit? U.S. Bank and other providers may review your account after six months and automatically increase your credit limit. If you don't receive an automatic increase, you can request a credit limit increase online or by phone.

How often does US bank increase credit limit?

How often will U.S. Bank increase my credit limit? Consider waiting at least six months before requesting your first credit line increase. Then allow six months between any subsequent requests.