When you use your rewards to make travel plans, your FlexPoints will be worth 1.5 cents each, an excellent rate for a card with a lower-than-average annual fee of $0 the first year, then $49 thereafter. Redeeming for cash back in the form of a statement credit will net you about a penny a point.
Unlike most other bank points programs, you will have to keep track of the expiration date for your U.S. Bank FlexPoints. They expire five years from the date they're earned.
How to redeem rewards through Online Banking:
Best travel credit cards
| Category | Credit card | Estimated rewards earned after five years |
|---|---|---|
| Winner | American Express® Gold Card | $2,719 |
| Runner-up | Capital One® Venture® Rewards Credit Card | $2,931 |
| Best welcome bonus | Chase Sapphire Preferred® Card | $2,028 |
| Best for luxury travel | Chase Sapphire Reserve® | $2,755 |
The U.S. Bank FlexPoints have different values, depending on how you want to redeem them: for air travel, hotels and car rentals you get 1.5 cent/point when redeemed through U.S. Bank. Cash back, statement credits, gift cards get you 1 cent/point and the value varies if you wish to redeem for merchandise.
Which U.S. Bank credit card is the easiest to get? The U.S. Bank Secured Visa Card is the easiest U.S. Bank credit card to get since it is a secured credit card. This means that you'll need to fund your account with $300-$5,000, which will be held as a security deposit in a separate U.S. Bank secured savings account.
Can my rewards expire? FlexPerks Cash Bonus check cards- rewards expire after 36 months. For credit cards - some rewards can expire if they are not redeemed within the allotted timeframe.
It offers decent earning potential and great redemption value if you travel frequently. Besides travel, you can use your FlexPoints for statement credits, cash back, gift cards and merchandise. See our list of the best credit card bonuses here.
Balance and Account Information
You may obtain balance and account information online at www.usbankrewardscard.com. You may also contact Cardholder Services by calling 855-274-9934.
Online Banking steps:
Select My Accounts at the top of the page, select My Rewards, then Redeem Rewards & Access Card Benefits. Select Travel from the top menu. From the search screen, select what type of travel you'd like (flight, hotel, car rental, activity). Complete the required fields and select Search.
How to Redeem Credit Card Reward Points:
You can claim your cash-back rewards in the form of a check by requesting it through your card's online account management system. Usually, your cash-back amount will need to reach a certain threshold, such as $25, $50, or $100, before you can redeem it.
Yet No Comments