The U.S. Bank Cash+™ Visa Signature® Card, earns 5% cash back on the first $2,000 in combined eligible net purchases each quarter in two categories you select yourself. ... You'll earn bonus rewards only on purchases you make after you opt in. If you don't make any selections, then you earn 1% back on all purchases.
The U.S. Bank Cash+™ Visa Signature® Card is a good cash back credit card for people with good or excellent credit who want the opportunity to earn lots of bonus rewards without paying an annual fee. The U.S. Bank Cash+ offer starts with an easy-to-earn sign-up bonus: $150 for spending $500 in the first 90 days.
Visa Signature benefits are also better than the perks on standard Visa cards, but they're not as good as those on Visa Infinite cards. Almost any Visa card can be Visa Signature, depending on your overall creditworthiness and the credit limit you're approved for.
The best U.S. Bank credit cards require a 750 credit score or higher for good approval odds. And U.S. Bank's co-branded credit cards require good credit, or a credit score of at least 700.
Which U.S. Bank credit card is the easiest to get? The U.S. Bank Secured Visa Card is the easiest U.S. Bank credit card to get since it is a secured credit card. This means that you'll need to fund your account with $300-$5,000, which will be held as a security deposit in a separate U.S. Bank secured savings account.
U.S. Bank should appeal to most customers who want a reputable, long-standing bank with a full range of deposit accounts and financial services. It might be a particularly good fit if you: Want a lot of different options to park your money in a CD.
NerdWallet's Best U.S. Bank Credit Cards
Sample cash advance fees
| Cash advance type (with U.S. Bank) | Associated fee |
|---|---|
| Cash advance | Either 5% of the amount of each advance or $10 minimum, whichever is greater. |
| Cash equivalent advance | Either 5% of the amount of each advance or $20 minimum, whichever is greater. |
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Visa Signature is a tier of credit card that includes perks above and beyond those normally offered to Visa cardholders. ... But per Visa, in some cases you may need good or excellent credit to obtain a Visa Signature card.
The Visa Platinum is the second tier of the four Visa credit card types. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Most Visa Platinum cards require a credit score in the 600s.
Visa Infinite is the highest tier you can get and comes with all of the benefits from Traditional and Signature. Many of the Visa Infinite perks offer higher levels of protection compared to the Visa Signature version of the benefits.
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