If you're looking to finance a major purchase, the U.S. Bank Visa® Platinum Card is one of the best options on the market for buying time until you can pay it off. ... You won't earn rewards with the U.S. Bank Visa® Platinum Card. But it comes with cell phone insurance, a minor perk.
People with excellent credit have the highest approval odds
It might be possible to get the U.S. Bank Platinum Visa Card with a lower score, especially if you have a lot of income and relatively little debt. But we recommend that applicants have a credit score of 750 or higher.
The U.S. Bank Visa® Platinum Card is the best credit card for 0% purchases and balance transfers right now. It offers 0% for 20 months on new purchases and 0% for 20 months on balance transfers, with a balance transfer fee of 3% (min $5). The U.S. Bank Visa Platinum Card also has a $0 annual fee.
The Business Platinum Card® from American Express. Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
The Platinum Card® from American Express
This card's been around for a while, but was refreshed in 2017 and changed to a metal design. It includes many travel benefits, like airport lounge access, Uber credits, and a Global Entry or TSA PreCheck credit.
The U.S. Bank Visa® Platinum Card could be a good option for people looking to manage interest payments with no annual fee. ... That means you can make a new purchase and pay it off over 20 billing cycles without getting charged interest. There's also a balance transfer fee of 3% (minimum $5) to factor into your decision.
American Express Platinum card has no pre-set spending limit, which means your limit is flexible, will depend on your monthly spending habits and could change from month to month. The annual fee is $550, and you need good credit or better to get approved.
Does U.S. Bank automatically increase your credit limit? U.S. Bank and other providers may review your account after six months and automatically increase your credit limit. If you don't receive an automatic increase, you can request a credit limit increase online or by phone.
How often will U.S. Bank increase my credit limit? Consider waiting at least six months before requesting your first credit line increase. Then allow six months between any subsequent requests.
Switching from a personal credit card to a business card can be an intimidating process, but U.S. Bank has made it easy—and rewarding—to take the plunge. With an easy online application and several distinct card programs, it's hard to see how you can go wrong with any of the cards in their family.
You need to have excellent credit (i.e. a credit score of at least 750) to get the U.S. Bank Business Platinum credit card.
Here are some of the highest credit card limits right now:
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