The best U.S. Bank credit cards require a 750 credit score or higher for good approval odds. And U.S. Bank's co-branded credit cards require good credit, or a credit score of at least 700.
Switching from a personal credit card to a business card can be an intimidating process, but U.S. Bank has made it easy—and rewarding—to take the plunge. With an easy online application and several distinct card programs, it's hard to see how you can go wrong with any of the cards in their family.
You need to have excellent credit (i.e. a credit score of at least 750) to get the U.S. Bank Business Platinum credit card.
There are several easy approval business credit cards. That's because the easiest business credit cards to get only require fair or bad credit. They include Capital One Spark Classic for Business, the Staples Business Credit Card, and the Wells Fargo Business Secured Credit Card.
Why the Indigo® Platinum Mastercard® is a good option for those with fair credit. It's possible to have a bankruptcy in your past, and have a credit score between 600 and 649. ... If so, Indigo® Platinum Mastercard® is an excellent choice. You'll start with a $300 credit line, and the annual fee can be as high as $99.
The U.S. Bank Business Platinum card mainly uses the TransUnion credit bureau for approval. That doesn't mean that the other major credit bureaus, Experian and Equifax are not used.
U.S. Bank: Does not report business credit card activity to the consumer credit bureaus.
The U.S. Bank Visa® Platinum Card is the best credit card for 0% purchases and balance transfers right now. It offers 0% for 20 months on new purchases and 0% for 20 months on balance transfers, with a balance transfer fee of 3% (min $5). The U.S. Bank Visa Platinum Card also has a $0 annual fee.
Before applying, verify details on the issuer's website:
“Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. For example, if you purchase merchandise for $100, but later return $20 of merchandise from that purchase, you will receive rewards based on a “net” purchase amount of $80.
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