The Business Platinum Card® from American Express is a complex card with a high annual fee. While the card offers a suite of premium perks, it's probably not worth it for business owners who don't travel often enough to maximize the card's value.
Aside from the 125,000-point welcome bonus, Amex recently made huge improvements to the Business Platinum Card, including the fact that you will now earn 50% more points on purchases of $5,000 or more (up to a cap amount), earn 5x on flights and eligible hotels at Amextravel.com and cardholders will receive an up to ...
The Business Platinum Card® from American Express is one of the most — if not the most — premium cards for businesses. It provides a slew of benefits for businesses, like lounge access, and a huge points bonus on Amex Travel purchases.
Editorial and user-generated content is not provided, reviewed or endorsed by any company. There has been an American Express Business Platinum Card metal card since March 30, 2017. So, if you're opening a new American Express Business Platinum Card account, you'll automatically be issued a metal card.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
No, the American Express Platinum card doesn't have any preset credit limit. That does not give cardholders unlimited purchasing power. It means American Express won't give you a specific credit limit once you're approved for the card.
Best Business Credit Cards
The Blue Business Plus card is the best Amex business card for everyday purchases because it earns 2x Amex Membership Rewards points on the first $50,000 spent in purchases per year, then 1x. This is a great option for business expenses that don't fall into bonus spending categories that other cards have.
You will have the best approval odds for the Amex Business Platinum if you have a personal credit score of at least 740. As this is a premium card you will need a good to excellent credit score. This is the same credit score needed for the personal Platinum Card from American Express.
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