The anti-budget was made famous by fellow personal finance blogger Paula Pant of Afford Anything. The idea behind the anti-budget is that you pay yourself first, pay your bills, and whatever is left is yours to use any way you want.
A Budget Can Help You Get Out of Debt
If you're in a lot of debt, then creating a budget that itemizes responsible debt service can help give you peace of mind. If you're interested in getting out of debt fast, then you'll need to make payments in excess of the minimum (especially for credit cards) every month.
Since budgeting allows you to create a spending plan for your money, it ensures that you will always have enough money for the things you need and the things that are important to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.
Four Main Types of Budgets/Budgeting Methods
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