Our Verdict. Overall, the TD Cash credit card offers fairly mediocre rewards. While the cash bonus of $150 after spending $500 in 90 days is admittedly generous, its other features and perks are offered by other cards, often in more enhanced versions.
You need a credit scored of at least 750 to get approved for the TD Bank Cash card.
The TD Cash Credit Card from TD Bank is a rewards card designed for those who frequently dine out. With the TD Cash Credit Card rewards program, you earn 3% cash back on dining purchases, 2% cash back on groceries and, 1% cash back for purchases in all other eligible spending categories.
The TD Cash Secured Credit Card is an enticing secured credit card in that it earns cash back rewards with every purchase. Cardholders enjoy 1% cash back on all purchases; a rewards rate on-par with some unsecured cards for bad credit – namely the Credit One Platinum Visa.
Best TD credit cards
| Category | TD Credit Card |
|---|---|
| Best TD Aeroplan credit card | TD® Aeroplan® Visa Infinite* Card |
| Best TD flexible travel credit card | TD First Class Travel Visa Infinite* Card |
| Best TD cash back credit card | TD Cash Back Visa Infinite* Card |
When will I receive my card? Upon approval, you will receive your card within 7-10 business days.
The minimum credit limit is $500 with a maximum of $25,000 for the TD Cash Credit Card. For TD Visa Signature benefits, the credit limit must be $5,000 or greater.
New applicants who are approved by May 30, 2021 won't have to pay the card's $120 annual fee for one year and can get up to 60,000 TD bonus points ($300 travel value) - 20,000 bonus points after making your first purchase and another 40,000 bonus points provided $1,500 is spent on the card within the first 90 days.
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