With a TD Cash Back Credit Card, you earn Cash Back Dollars on all your purchases. You can redeem these Cash Back Dollars against your account balance or however you want and any time you want (minimum $25). Your Cash Back Dollars never expire as long as your account is open and in good standing.
Provided your TD Cash Credit Card account is open and in good standing, the $150 Cash Back Rewards will be reflected in the Points Summary of your Credit Card statement in 6 to 8 weeks after you spend $500 in total net purchases within the first 90 days of account opening.
Our Verdict. Overall, the TD Cash credit card offers fairly mediocre rewards. While the cash bonus of $150 after spending $500 in 90 days is admittedly generous, its other features and perks are offered by other cards, often in more enhanced versions.
NerdWallet's Best Cash Back Credit Cards of May 2021
Your Cash Back Dollars never expire as long as your account is open and in good standing.
You generally can get cash back from your credit card by making eligible purchases and then requesting your rewards as a statement credit, check or transfer to an eligible bank account. Depending on your card and the rewards program, you may also be able to set up automatic redemptions.
The minimum credit limit is $500 with a maximum of $25,000 for the TD Cash Credit Card. For TD Visa Signature benefits, the credit limit must be $5,000 or greater.
Best TD credit cards
| Category | TD Credit Card |
|---|---|
| Best TD Aeroplan credit card | TD® Aeroplan® Visa Infinite* Card |
| Best TD flexible travel credit card | TD First Class Travel Visa Infinite* Card |
| Best TD cash back credit card | TD Cash Back Visa Infinite* Card |
You need a credit scored of at least 750 to get approved for the TD Bank Cash card.
TD has you covered with the TD Rewards and TD Cash Back Visa cards, allowing you to earn the benefits and rewards you deserve, with no annual fee.
To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it's a good idea to have at least two or three credit cards.
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