You need a credit scored of at least 750 to get approved for the TD Bank Cash card.
Top credit cards that offer preapproval without a hard pull
How to get a TD Cash Secured Credit Card. Apply online for the TD Cash Secured Credit Card. Once you're conditionally approved, visit a TD Bank near you to open a TD Simple Savings account. Bring a minimum of $300 to fund the security deposit.
To Apply for a TD Unsecured Credit Card
You can apply online, visit your nearest TD Bank location or simply call 1-888-561-0608.
When will I receive my card? Upon approval, you will receive your card within 7-10 business days.
You have the right to access your credit report free of charge. ... You can also obtain your credit report plus your credit score sooner by paying a small fee. Visit the Equifax Canada or TransUnion Canada website to order your copy online. Get your credit report for free, or get it quickly.
Best credit cards if your FICO score is 600 to 649 overview
| Credit Card | Best For |
|---|---|
| Capital One Platinum Credit Card | Rebuilding credit |
| Secured Mastercard® from Capital One | The lower end of fair credit |
| OpenSky® Secured Visa® Credit Card | Those with little to no credit |
| Discover it® Secured | Cashback rewards AND building credit |
If you've ever seen your credit scores drop a few points after applying for a credit card, you know the impact a hard inquiry can have on your credit. ... Prequalification is typically considered a soft inquiry, and it won't hurt your credit all on its own.
Inquiries for pre-approved offers do not affect your credit score unless you follow through and apply for the credit. If you read the fine print on the offer, you'll find it's not really "pre-approved." Anyone who receives an offer still must fill out an application before being granted credit.
In Canada, most card providers view a credit score of 650 as satisfactory and those with credit scores above this level should have no issues being approved for a credit card. However, those whose credit score falls below the 650 mark may find it more difficult to qualify for premium options.
The TD Cash Credit Card is great for everyday rewards. The card offers 3% cash back on dining, 2% at grocery stores and 1% on all other purchases. Cash back points never expire and there is no limit to the number of points that can be earned. The TD Cash Credit Card has no annual fee and no foreign transaction fees.
Yet No Comments