Meager ongoing rewards.
Surprisingly, the points part of the NFL Extra Points Card offer isn't really one of its strong suits. Earning 2 points / $1 spent on tickets to games and in-stadium purchases is pretty good, equaling 2% cash back. But all other purchases made with the NFL Card yield just 1 point / $1 (1% back).
If you don't want to do a lot of legwork, it may be better to go with a straight cash back credit card. But if you're an optimizer and enjoy the hunt for more value, a card that offers flexible points or miles may be a better choice.
If you travel often, you're likely to get more value out of a rewards card that offers points instead of cash back. But if traveling isn't your thing, or you value simplicity and low annual fees, a cash back credit card may be a better choice for you.
Compare all Personal Credit Cards
| Community Rating | Mostly recommended |
|---|---|
| Purchase APR (Variable APR) | 17.49% - 27.49% |
| Balance Transfer APR (Variable APR) | 17.49% - 27.49% |
| Credit Score Range | 640 - 750 |
| Annual Fee | $0 |
Three full seasons have passed since the league moved its extra-point distance to the 15-yard-line, making kickers boot the ball 33 yards for a PAT instead of the old, nearly automatic 20-yard distance. But head coaches seem to be embracing the trade-off between kicking and going for two more than ever this season.
If you pay off your balance in full each month, then a cashback or a rewards credit card may be a wise choice. ... A rewards credit card is a good choice only if you are already sticking to your budget and truly paying your balance off in full each month. Otherwise, you are not getting the deal that you think you are.
For most consumers cash back credit cards will provide more value than a standard airline miles credit card. ... Airline credit cards, on average, provide much better short-term value, while cash back cards are better long-term.
Cash back, points and miles are a great way to save money with your rewards card, but if you don't think twice before redeeming them, you could be leaving cash on the table. Your rewards are worth a certain amount of money.
Fidelity® Rewards Visa Signature® Card
It pays out a flat 2% back on every purchase, and has a $0 annual fee.
There are no credit cards with 3% cash back on everything, at least not forever. The closest you can get is with the Alliant Cashback Visa® Signature Credit Card. ... The Blue Cash Preferred® Card from American Express has an annual fee of $0 intro 1st yr, $95 after.
Best cash-back cards with no annual fee
| Category | Credit Card | Estimated rewards earned after five years |
|---|---|---|
| Winner | Chase Freedom Unlimited® Card | $2709 |
| Runner-Up | Citi® Double Cash Card | $2213 |
| Best for Rotating Bonus Categories | Chase Freedom Flex℠ | $2647 |
| Best for Online Shopping | PayPal Cashback Mastercard® | $2213 |
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