My BJ's Perks® Elite Mastercard® Review

1. Is the BJs Mastercard worth it?
2. What is BJ's perks elite membership?
3. What credit score do you need for a BJ's credit card?
4. Can I use my BJs Mastercard anywhere?
5. Is BJs owned by Walmart?
6. What bank issues BJ's credit card?
7. Can family members use your BJ's card?
8. Can you pay with a credit card at BJ's?
9. What is a BJ's perks member?
10. Can you get a credit card with a 550 credit score?
11. Can I get a credit card with a credit score of 450?
12. What is BJ's annual fee?

Is the BJs Mastercard worth it?

The BJ's credit cards may not be as good as other cash back credit cards, but it's still worth consideration. Depending on which card you get, you can get between 3% and 5% back on BJ's purchases, and 2% back on gas and restaurant spending.

What is BJ's perks elite membership?

BJ's Perks Elite^® Members earn 5% cash back on most in-Club and BJs.com purchases and get 10¢ off per gallon at BJ's Gas every day. Cardholders also earn 2% cash back on dining out and on gas purchases outside of BJ's and 1% cash back everywhere else Mastercard is accepted.

What credit score do you need for a BJ's credit card?

The BJ's Credit Card credit score requirement is 700+; this means you need at least good credit to get this card. The same also applies to the BJ's Perks Elite™ Credit Card.

Can I use my BJs Mastercard anywhere?

ImportantEarn 1% Cash Back* on Eligible Purchases made everywhere else Mastercard is accepted. ImportantReceive an instant discount of 10¢ off each gallon of fuel at BJ's Gas® when you use your BJ's Perks Elite® Credit Card to pay for your fuel purchase.

Is BJs owned by Walmart?

BJ's Wholesale Club, which has 215 warehouses spanning 16 states, closely competes with Costco and Sam's Club, a unit of Walmart. The company was taken private by equity firms Leonard Green & Partners LP and CVC Capital in 2011 for $2.8 billion.

What bank issues BJ's credit card?

My BJ's Perks® Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Can family members use your BJ's card?

Household members will have their own membership card to use to make purchases in-Club. To get the Household Membership card, the primary must add the Household Member to their Membership. The Household Member can then go into any BJ's Club with photo ID to receive their Membership card.

Can you pay with a credit card at BJ's?

BJ's accepts Mastercard,® Visa,® American Express® and Discover® Network both at Clubs and for online shopping on BJs.com. Cash, checks, debit cards and EBT are accepted in Clubs.

What is a BJ's perks member?

BJ's Perks Rewards Members earn 2% back on most BJ's purchases. ... You can use your Awards in $10 increments in-Club at the register and on BJs.com. NOTE: Awards are good for six months from the date issued. For more information on BJ's Perks memberships, click here.

Can you get a credit card with a 550 credit score?

The best credit card for a 550 credit score is the OpenSky® Secured Visa® Credit Card. There's no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments.

Can I get a credit card with a credit score of 450?

A 450 credit score is a bad credit score, unfortunately, as it's a lot closer to the lowest score possible (300) than the highest credit score (850). ... As a result, a 450 credit score will make it difficult to qualify for a loan or unsecured credit card.

What is BJ's annual fee?

Current membership to BJ's will cost you $25 a year for the inner circle membership or BJ's Perks Rewards for $110 a year. You can view all the details of this plan – here. But right now you can get the inner circle membership for just $25 !!! YES!