Broad requirements include age restrictions: most independent living communities require that seniors be over 55 years old, while others start at 62 years. Another eligibility requirement to be considered is whether or not you or your loved one qualifies for low-income housing.
When you or a loved one needs support with daily tasks or safety becomes an issue, it's time to consider moving to an independent living facility. A retirement community is specially designed for senior living. It offers all the comforts of home without the maintenance responsibilities and safety risks.
The average age of senior living residents is about 84 years old. While there are plenty of couples in these communities, most independent living residents are women. There are some who move in close to the minimum age requirement (usually about 65), but most make the move between the ages of 75 and 84.
No one under the age of 62 is permitted to live there, with three exceptions: 1) a live-in caregiver who might need to live with the senior as a “reasonable accommodation” based on the disability of a resident; 2) an employee under 62 whose duties require that the person must live on the property; and 3) underage ...
Housekeeping, meals, laundry and life enrichment programs are included. Some form of transportation service is usually offered. Average cost of assisted living nationwide: The median price for a one-bedroom assisted living apartment with a single occupant is $3,628 per month in 2016. Average fees increase annually.
Because independent living communities vary widely, the costs of independent living vary, too. Depending upon the area of the country you live in and what type of services and amenities are included, the price range for independent living is generally between $1,500 and $6,000 a month.
Medicare does not cover independent living and usually doesn't pay for assisted living expenses. However, it can cover certain expenses like short-term care in a skilled nursing facility, depending on your eligibility.
According to the American Seniors Housing Association, independent living costs can range between $1,500 and $6,000 per month. ... For this reason, independent living is not covered by insurance like Medicare or Medicaid and is instead paid for out of pocket by residents.
Note, however, that senior apartments are not the same as independent living communities, though they have many common features and amenities. The biggest differences are that independent living communities generally include meals and housekeeping as part of your rent.
Only 4.5 percent (about 1.5 million) of older adults live in nursing homes and 2 percent (1 million) in assisted living facilities. The majority of older adults (93.5 percent, or 33.4 million) live in the community.
At the same time, the range of wellness services available in most residences makes it much easier to stay healthy. ... Moving to a retirement residence can give seniors back their independence and a renewed sense of living life on their own terms—something they wish they had done a few years' earlier.
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