The Jasper Mastercard® is an excellent credit-building option for people who don't have their Social Security number yet. ... When you're trying to establish a credit history, the ideal starter card should report to all three major credit bureaus — TransUnion, Equifax and Experian.
No credit score required. Applicants who lack a U.S. credit history can still receive a credit card as long as they qualify in other ways.
The Jasper Mastercard is a no-brainer for busy professionals or college graduates who don't have any credit history** or a Social Security number**. Applying for this card provides you with the chance to build credit when you have none, and you can even qualify for a credit limit of up to $5,000 without an annual fee*.
Yes, the Jasper Cash Back Mastercard does a hard pull for new applications, in most cases. U.S. citizens, permanent residents and those who have been living in the U.S. for more than a year should expect a hard pull on their credit. This might lower their credit score for a little while.
Best High Limit Credit Cards of May 2021
Like most cards, it isn't as easy to be approved for the Capital One card as it is for the Jasper card. You'll need a Social Security number and probably some credit history, but it's another good option for those with a bit more established credit.
To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it's a good idea to have at least two or three credit cards.
The easiest credit card to get with no credit is the OpenSky® Secured Visa® Credit Card. There is no credit check when you apply, so approval is nearly guaranteed for anyone who's at least 18 years old with enough income to afford monthly bill payments.
It will take about six months of credit activity to establish enough history for a FICO credit score, which is used in 90% of lending decisions. 1 FICO credit scores range from 300-850, and a score of over 700 is considered a good credit score.
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