Initial Coin Offerings (ICOs) - What Are They

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Richard Ramsey
Initial Coin Offerings (ICOs) - What Are They

Initial Coin Offerings (ICOs) are a popular fundraising method used primarily by startups wishing to offer products and services, usually related to the cryptocurrency and blockchain space. ICOs are similar to stocks, but they sometimes have utility for a software service or product offered.

  1. What is ICO and how does it work?
  2. What is an ICO token?
  3. Are initial coin offerings legal?
  4. What ICO means?
  5. How do I cash out ICO tokens?
  6. Is ICOs legal?
  7. Why are ICOs banned in US?
  8. How do I participate in ICO?
  9. How do ICO tokens increase in value?
  10. Which coin is good to buy now?
  11. Is Bitcoin a commodity?
  12. Can the SEC regulate Bitcoin?

What is ICO and how does it work?

ICOs are another form of cryptocurrency that businesses use in order to raise capital. Through ICO trading platforms, investors receive unique cryptocurrency “tokens” in exchange for their monetary investment in the business.

What is an ICO token?

An initial coin offering (ICO) or initial currency offering is a type of funding using cryptocurrencies. ... The tokens are promoted as future functional units of currency if or when the ICO's funding goal is met and the project successfully launches. An ICO can be a source of capital for startup companies.

Are initial coin offerings legal?

Recent comments from the SEC mean that cryptocurrency crowdsales are legal in the United States. ICOs, on the other hand, are fraught with risks if done incorrectly. Basically, Securities laws will apply to an ICO as they do to an IPO, but not to a crowdsale.

What ICO means?

ICO is an acronym that means Initial Coin Offering, which is how funds are raised for a new cryptocurrency offering. It's similar to an IPO (Initial Public Offering) which raises funds when a new company ventures onto the stock market.

How do I cash out ICO tokens?

There are a few ways of going about it:

  1. Sell the required amount of crypto on a suitable exchange and withdraw the fiat equivalent to a bank account.
  2. Use peer-to-peer exchanges such as LocalBitcoins and LocalEthereum, or one of the numerous similar options available online.

Is ICOs legal?

The SEC continues to assert its authority to regulate ICOs and cryptocurrencies as securities. July 10, 2019, the SEC qualified a Tier 2 Regulation A offering by blockchain company Blockstack PBC, the first such initial coin offering ("ICO") in compliance with securities laws.

Why are ICOs banned in US?

So why would ICOs prohibit US citizens from investing? Given that certain ICOs may be viewed as securities – and, without registration with the SEC, be deemed unregistered securities – many have taken the stance to preclude soliciting funding from US citizens for fear of attracting unaccredited investors.

How do I participate in ICO?

How to buy tokens during an ICO

  1. Register for an ICO through the project's website. ...
  2. Get Bitcoin or Ether. ...
  3. Move your Bitcoins or Ether to a wallet you control. ...
  4. Buy ICO tokens. ...
  5. Participate in an ICO by sending your crypto to their address. ...
  6. You get ICO tokens to your address.

How do ICO tokens increase in value?

In most cases, investors pay in a popular existing token—like bitcoin or ethereum—and receive a commensurate number of new tokens in exchange. ... If this actually happens, the value of the tokens they purchased during the ICO will climb above the price set during the ICO itself, and they will achieve overall gains.

Which coin is good to buy now?

We've factored this into our consideration, but there are other reasons why a digital token may be included in the list, as well.

  • Ethereum (ETH) ...
  • Litecoin (LTC) ...
  • Cardano (ADA) ...
  • Polkadot (DOT) ...
  • Bitcoin Cash (BCH) ...
  • Stellar (XLM) ...
  • Chainlink. ...
  • Binance Coin (BNB)

Is Bitcoin a commodity?

With Bitcoin, a new kind of commodity has been discovered. No commodity you could touch, like chemical elements known as gold, silver, platinum, or even uranium. Instead, Bitcoin is a kind of digital commodity, generated by computers and partly made for computers.

Can the SEC regulate Bitcoin?

Cryptocurrencies and blockchain-related financial services companies are regulated by a number of federal and state agencies, including the SEC, the Commodity Futures Trading Commission, the U.S. Treasury Department and Federal Reserve, among others, and the industry has long complained that this complicated structure ...


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