The IHG® Rewards Club Premier Credit Card is the premium Chase and IHG co-branded credit card. Even if you don't plan on putting much spending on the card, this card can be worth having for the anniversary free night certificate, fourth night free on award redemptions, and more.
Compare to other cards
| IHG® Rewards Club Premier Credit Card | Bank of America® Premium Rewards® credit card | Blue Cash Preferred® Card from American Express |
|---|---|---|
| Recommended Credit Score 690850good - excellent | Recommended Credit Score 690850good - excellent | Recommended Credit Score 690850good - excellent |
While many people are tempted to upgrade their existing IHG Select Card to the new IHG Premier Card, I highly recommend against this. You'd be giving up a card that you'll never be able to apply for again, and that has a lower annual fee and a unique 10% refund benefit on redeemed points.
The best Chase metal credit card is the Chase Sapphire Preferred® Card. ... There are more Chase metal cards co-branded with popular hotels and airlines, too, including the IHG® Rewards Club Premier Credit Card. Chase has more metal credit cards than any other issuer (Amex is up there too).
IHG Points Value Calculator
| IHG Points | Cash Value |
|---|---|
| 30,000 Points | US $210 |
| 50,000 Points | US $350 |
| 60,000 Points | US $420 |
| 80,000 Points | US $560 |
Using Points
The number of points required for complimentary nights ranges from 10,000 to 70,000 and varies by property. IHG also offers a PointBreaks program that allows you to redeem a rewards night for as little as 5,000 points at select hotels for a limited time.
Unfortunately, IHG Platinum elite status does not provide you with free breakfast nor does it provide you with lounge access. However, some properties will be gracious enough to offer you a breakfast and/or lounge access even as a Platinum member.
IHG points are typically worth around 0.5 cents each, but keep in mind that the value you get will depend on where you'll be traveling and the hotel you'll be staying at.
The InterContinental Royal Ambassador status, the highest tier within the IHG Rewards Club, is only granted via exclusive invitation from the program to InterContinental Ambassador members.
Trip Cancellation / Trip Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.
You can have multiple IHG credit cards but know that the IHG Premier card, like other Chase cards, is subject to Chase's 5/24 rule. This means if you've opened five or more personal credit card accounts across all banks in the last 24 months, Chase is unlikely to approve you.
Annual fee: $0. Sign-up bonus: Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening. Rewards: 15 total points per dollar spent when you stay at an IHG hotel.
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