Eat healthy. During the life insurance physical, the examiner will take a blood sample for testing and he or she will check your blood pressure and pulse. ...
Drink water. ...
Consider fasting. ...
Skip the gym. ...
Get a good night's sleep. ...
Wear lightweight clothing.
What should you not do before a life insurance test?
The Day Before the Exam
Avoid alcohol and nicotine. Both can increase your blood pressure. ...
Avoid red meat. Red meat is a high-cholesterol food.
Avoid over-the-counter medications such as antihistamines and nasal decongestants. These types of medications can increase blood pressure.
Get a good night's sleep.
What does a life insurance medical exam test for?
To test for these issues, a typical life insurance medical exam may include a blood and urine sample, your height and weight, blood pressure, and pulse rate.
What happens if you fail life insurance exam?
You will find out if you passed or failed the exam at the testing center. However, you cannot register to take it again at that time. Instead, you must wait 24 hours before you can register again. You can take the exam three times in one year.
How can I pass a medical exam?
7 Tips for a Successful Medical Exam
1) Get a good night's sleep. Try to get eight hours the night before your exam so your blood pressure is as low as possible.
2) Avoid salty or fatty foods. ...
3) Avoid exercise. ...
4) Don't drink coffee or any caffeinated products. ...
5) Fast. ...
6) Drink water. ...
7) Know your meds.
How much life insurance is too much?
A good estimate for your family's financial needs is to look at your annual expenses (not income) and multiply by 10. If your family spends $50,000 per year, you would want a minimum of $500,000 in life insurance.
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