Getting Maternity Care Coverage While Self-Employed

1. Can you claim maternity leave if you are self-employed?
2. How do I get SSS maternity for self-employed?
3. Can I get maternity pay if I don't work?
4. Can I claim maternity allowance after baby is born?
5. How is SSS maternity benefit for voluntary member calculated?
6. How do I know if I am eligible for SSS maternity benefits?
7. Can I still pay SSS contribution late?
8. What benefits can I claim when pregnant?
9. What happens if I am not entitled to maternity pay?
10. What can you do if you don't get paid maternity leave?

Can you claim maternity leave if you are self-employed?

If you are self-employed you are not able to take maternity leave but you can still claim Maternity Allowance for up to 39 weeks (see below) in order to be able to take time off work when you have a baby.

How do I get SSS maternity for self-employed?

For Self-Employed/Voluntary Members

1. Maternity Notification Form duly stamped and received by SSS.
2. Maternity Reimbursement Form.
3. UMID or SSS biometrics ID card or two (2) other valid IDs, both with signature and at least one (1) with photo and date of birth.

Can I get maternity pay if I don't work?

Maternity Allowance is usually paid to you if you do not qualify for Statutory Maternity Pay. The amount you can get depends on your eligibility.

Can I claim maternity allowance after baby is born?

What documents will I need to claim Maternity Allowance? You must give your national insurance number and may be asked to provide proof of identity, for example, a driving licence or birth certificate. ... If you claim Maternity Allowance after your baby is born, you should provide the birth certificate.

How is SSS maternity benefit for voluntary member calculated?

Divide the total monthly salary credit by 180 days to get the average daily salary credit. This is equivalent to the daily maternity allowance. Multiply the daily maternity allowance by 60 (for normal delivery or miscarriage) or 78 days (for caesarean section delivery) to get the total amount of maternity benefit.

How do I know if I am eligible for SSS maternity benefits?

The maternity benefit is offered only to female SSS members. A member is qualified to avail of this benefit if: She has paid at least three monthly contributions within the 12-month period immediately preceding the semester of her childbirth or miscarriage.

Can I still pay SSS contribution late?

“Contribution payments of employers for the said applicable periods would not incur penalties if paid within the deadline,” the SSS said. As for the SSS's self-employed, voluntary and non-working spouse members, they can still pay their contributions due for the months of January to September.

What benefits can I claim when pregnant?

Sure Start Maternity Grant

• Pension Credit.
• Income Support.
• Universal Credit.
• Income-based Jobseeker's Allowance.
• Income-related Employment and Support Allowance.
• Child Tax Credit at a higher rate than the family element.
• Working Tax Credit which includes a disability or severe disability element.

What happens if I am not entitled to maternity pay?

If you are not entitled to receive Statutory Maternity Pay (SMP), you may qualify for Maternity Allowance (MA). ... you have changed jobs during pregnancy so have not met the qualifying period for SMP; or. you do not earn enough to qualify for SMP; or. you are unemployed or self-employed during your pregnancy.

What can you do if you don't get paid maternity leave?

7 strategies to survive unpaid maternity leave

1. Look into short-term disability insurance.
2. Start saving money.
3. Negotiate for some small amount of paid maternity leave.
4. Consider using paid time off/vacation days.
5. Reach out.
6. Crowdfund it.
7. Take on temporary part-time work or ask for additional hours at work.