Mint. The Mint mobile app is available for both Android and iOS devices. Not only is Mint free to use, but it also provides your free credit score. With Mint you also get a summary from your credit report, as well as credit score education and credit monitoring.
Mint is free to use, and there are no hidden fees. You might be wondering how they make money. ... Mint also sells the aggregate (not your individual) financial data to various providers. Things like: consumer spending, the average credit card balance, how many retirement accounts a user might have, etc.
Personal Capital–Editor's Choice. Personal Capital is the clear winner when it comes to finding a substitute for Quicken. It's free and it offers tools to manage every aspect of your finances.
Compare the Best Budgeting Software
| The 8 Best Budgeting Software of 2021 | ||
|---|---|---|
| Company | Best For | Cost |
| Albert | Saving | Free or $4/month for premium version |
| Mint | Beginners | Free |
| Goodbudget | Budget Conscious | Free |
Although there are budgeting apps that promise to help, most budgeting apps don't change financial behavior, long-term. No doubt these apps track your money going in and out of financial accounts, but there are multiple reasons they don't work well for behavior change.
Be careful using a budgeting app on public Wi-Fi — You should never check your bank account or use a budgeting app over unsecured public Wi-Fi — it's just too easy for hackers to see everything you're doing.
Although Mint is convenient and established, many users are dissatisfied with Mint. Common complaints include: Problems With Synchronization — Mint has trouble connecting to certain banks or credit unions if they're on the smaller side, and it has trouble staying connected long term.
The catch is that you have to provide the username and password you use for each one, which can certainly make you feel jittery if you're worried about a security breach. Mint is designed to be a read-only service, which means you can't transfer money back and forth between accounts.
Mint is a financial software platform from the company Intuit. It is not owed, controlled, managed or otherwise affiliated with the IRS at all.
If you're looking for a free, no-frills budgeting app, Mint is the better of the two platforms. In fact, if it comes down between Mint and the Quicken Starter version–at $34.99–you'll probably be better off going with Mint. Both are basic budgeting packages, and neither offers bill paying services.
16 Best Quicken Alternatives:
Personal Capital – free financial dashboard and wealth planner. Tiller Money – spreadsheet automation for full customization. You Need a Budget – best in class budgeting tool & mindset. CountAbout – can import data from Quicken.
Quicken, like many other personal finance software applications, has shifted to a subscription model. You pay every year. You can see that, because the high-end P.C. version of Quicken has more features, it costs more than the Mac version.
Yet No Comments