You'll earn 75,000 American Express Membership Rewards points after spending $5,000 on purchases in the first six months of opening your account. To be approved for the Amex Platinum, you need to have a good or excellent credit score. This means you need a credit score of at least 700.
American Express has two great cash back credit cards: the no-annual-fee Blue Cash Everyday® Card from American Express (See Rates & Fees) and the Blue Cash Preferred® Card from American Express, which comes with a $0 introductory annual fee for the first year, then $95 annual fee (See Rates & Fees).
Centurion® Card from American Express
Why It's One of the Most Exclusive Credit Cards: The most exclusive, prestigious credit card is without a doubt the American Express Centurion Card, otherwise known as the Amex Black Card. That's because it's the most famous.
The main disadvantage of an American Express card is the cost – not to you, but to the businesses it processes the payments for. Unlike Visa or Mastercard, American Express operates its own network, which means it charges vendors an additional fee to use the card, much like some other credit cards.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
What credit score does American Express MyCredit Guide provided? The score provided by American Express MyCredit Guide is the VantageScore® 3.0 credit score by TransUnion®.
Best American Express Credit Cards with No Annual Fee of 2021
| Credit Cards | Best For | Annual Fee |
|---|---|---|
| Blue Cash Everyday® Card from American Express | Cash Back | $0 |
| Blue from American Express® Card | Travel Rewards | $0 |
| American Express Blue Business Cash™ Card | Business | $0 |
The easiest American Express credit card to get is the USAA Secured Card, so long as you're eligible for USAA products. Ifyou're not, you might want to focus on one of the Amex cards that require good credit, like the Amex EveryDay Credit Card.
HOW MUCH IS THE ANNUAL FEE FOR AN AMERICAN EXPRESS CARD? Pay $0 annual fee if you choose from our Cards above and still enjoy great perks. We also have annual fee Cards with a range of different fees. ... Yes, our No Annual Fee Cards offer great benefits across entertainment, shopping, and travel.
The Centurion® Card from American Express (Review) is generally considered the most expensive credit card; it charges a $10,000 initiation fee and a $5,000 annual fee. It's only available by invitation. The Mastercard® Gold Card™ (Review) is the priciest card that anyone can apply to thanks to an annual fee of $995.
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An 800-plus credit score shows lenders you are an exceptional borrower. You may qualify for better mortgage and auto loan terms with a high credit score. You may also qualify for credit cards with better rewards and perks, such as access to airport lounges and free hotel breakfasts.
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