The Amex EveryDay® Credit Card: Best for getting started with Amex. ... Why this is a great first credit card: This is a credit card for points-and-miles beginners because it earns valuable Membership Rewards without charging an annual fee.
Centurion® Card from American Express
Why It's One of the Most Exclusive Credit Cards: The most exclusive, prestigious credit card is without a doubt the American Express Centurion Card, otherwise known as the Amex Black Card. That's because it's the most famous.
Why The Platinum Card® from American Express is better
The Chase Sapphire Reserve® can be a tremendous value and just might be the best premium credit card for a wide range of spending that includes travel.
Best American Express Credit Cards with No Annual Fee of 2021
| Credit Cards | Best For | Annual Fee |
|---|---|---|
| Blue Cash Everyday® Card from American Express | Cash Back | $0 |
| Blue from American Express® Card | Travel Rewards | $0 |
| American Express Blue Business Cash™ Card | Business | $0 |
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
The easiest American Express credit card to get is the USAA Secured Card, so long as you're eligible for USAA products. Ifyou're not, you might want to focus on one of the Amex cards that require good credit, like the Amex EveryDay Credit Card.
The Centurion® Card from American Express (Review) is generally considered the most expensive credit card; it charges a $10,000 initiation fee and a $5,000 annual fee. It's only available by invitation. The Mastercard® Gold Card™ (Review) is the priciest card that anyone can apply to thanks to an annual fee of $995.
No. American Express is not specifically for rich people, though applicants need good or excellent credit scores of 700+ to qualify for Amex credit cards. In addition to high credit scores, applicants that have an annual income of $60,000 or higher are often more likely to get approved.
5 Habits To Get 800+ Credit Score
Why can't every store accept American Express cards? The answer is simple: stores want more money in their pockets. American Express charges stores, or merchants, higher fees than other credit card networks like Visa, Mastercard, and Discover.
It's harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex's credit card offers require good or excellent credit for approval. ... And some of Amex's premium cards for big-spenders, which can be relatively difficult to get, have high fees.
The simplest way to compare American Express vs. Visa as payment networks is their acceptance. The more merchants that accept your card, the better the card network. ... Visa is tied with Mastercard as the most accepted payment network in the world, ahead of American Express.
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