Fifth Third Truly Simple® Credit Card Review

The Verdict: The Truly Simple® Credit Card from Fifth Third Bank is a good option for making big-ticket purchases that might take more than a year to repay. Truly Simple's top perks are its 0% introductory APR, which lasts for the first 15 billing cycles your account is open, and its lack of an annual fee.

1. What is a truly simple credit card?
2. What are the best 5 credit cards for beginners?
3. Which card is easiest to get approved for?
4. Does simple bank have credit cards?
5. What credit score do you need for a Fifth Third card?
6. What credit score do you need for Fifth Third card?
7. What is the fastest way to build credit?
8. How many credit cards should I have beginner?
9. Whats a good APR for a credit card?
10. What is the hardest credit card to get?
11. What credit card can I get with a 550 credit score?
12. Is Target credit card hard to get?

What is a truly simple credit card?

The Truly Simple Credit Card is a balance transfer card with a 0% introductory APR on purchases and balance transfers for the first 15 months. After that, the APR is a variable 11.99% to 22.99%, based on your creditworthiness. This Fifth Third Bank card has an annual fee of $0 and no penalty rate for missed payments.

What are the best 5 credit cards for beginners?

Best Starter Credit Cards

• Capital One Platinum Credit Card: No Annual Fee.
• Petal® 2 Visa® Credit Card: Rewards & No Fee.
• Discover it® Secured Credit Card: Secured Rewards.
• Capital One QuicksilverOne Cash Rewards Credit Card: Cash Back.
• Deserve® EDU Mastercard for Students: International Students.
• OpenSky® Secured Visa® Credit Card: No Credit Check.

Which card is easiest to get approved for?

What Is the Easiest Unsecured Credit Card to Get Approved For?

• Credit One Bank Platinum Visa: The Credit One Bank Platinum Visa offers cash back with no security deposit required. ...
• Total Visa: The Total Visa is an unsecured credit card designed for people who don't have perfect credit.

Does simple bank have credit cards?

Get a secured credit card

It works just like a normal credit card would, and you'll also be responsible for paying off the minimum each month.

What credit score do you need for a Fifth Third card?

Good or Excellent Credit Required: We recommend a score of 700+ if you want reasonable odds of approval.

What credit score do you need for Fifth Third card?

Good or Excellent Credit Required: We recommend a score of 700+ if you want reasonable odds of approval.

What is the fastest way to build credit?

1. Pay bills on time.
2. Make frequent payments.
3. Ask for higher credit limits.
4. Dispute credit report errors.
5. Become an authorized user.
6. Use a secured credit card.
7. Keep credit cards open.
8. Mix it up.

How many credit cards should I have beginner?

While you likely can get by without any credit cards, if you want to maintain and build a good credit history, having at least one credit card can definitely come in handy. First, you'll want at least one credit card so you can establish a record of managing a revolving credit account in your credit file.

Whats a good APR for a credit card?

A good APR for a credit card is 14% and below. That's roughly the average APR among credit card offers for people with excellent credit. And a great APR for a credit card is 0%. The right 0% credit card could help you avoid interest entirely on big-ticket purchases or reduce the cost of existing debt.

What is the hardest credit card to get?

Centurion® Card from American Express

Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

What credit card can I get with a 550 credit score?

The best credit cards for a 550 score:

• OpenSky® Secured Visa® Credit Card.
• Discover it® Secured Credit Card.
• Credit One Bank® Platinum Visa® with Cash Back Rewards.
• Secured Mastercard® from Capital One.
• Milestone® Mastercard® - Less Than Perfect Credit Considered.

Is Target credit card hard to get?

You only need “fair” credit to qualify for the Target RED Credit Card, which means it's possible to get approved with a credit score of just 620. You can see if you're in the ballpark by checking your credit score for free on WalletHub.