The Disney's Premier Visa® Card offers better value, earning 2% back in rewards at gas stations, grocery stores, restaurants and most Disney locations. All other spending earns 1%. So if you fill up your gas tank for $50 with the card, you'll get 1 Rewards Dollar back.
Credit-Score Requirements: The Disney Premier Credit Card is the harder of the two to get, requiring good credit or better for approval, whereas folks with limited/fair credit can get the Rewards Visa.
The baseline score needed to qualify for the Disney Premier Visa Credit Card is 660, which is the bottom of the "good credit" range. But simply having a 660 credit score doesn't guarantee you of approval.
When it comes to solely spending money on Disney Theme Park expenses, the Disney® Premier Visa® Card can be the best credit card for you — if you visit often. The various discounts on dining and souvenirs are a huge plus when traveling with family, and the Disney Rewards Dollars can add up quickly.
Earn 2% in Disney Rewards Dollars on purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases. There are no limits to the number of Rewards Dollars you can earn. Redeem Rewards Dollars toward Disney vacations and more.
If approved for a Signature account, your credit access line will be at least $5000. If approved for a Platinum account, your credit limit will be at least $500.
When do I get my card? Your card will arrive in the mail within 2 weeks after your application was approved. I applied online for instant credit for the Disney® Visa® Card and was informed that Chase was unable to make a decision at that time.
However, if you want six months of 0% APR on eligible Disney vacations, access to character meet-and-greets and some merchandise or dining discounts, then a Disney Visa might be worth the wallet slot for true enthusiasts. Otherwise, you can replicate many of the same perks with the Disney debit card.
Luckily Disney World does offer a flexible and interest fee payment plan for all packages purchased directly through the Disney World website and reservation line. Although it is not officially called a “payment plan” it offers many of the same benefits. Best of all, it applies to anyone who signs up.
As one of Chase's no-annual-fee cash back credit cards, the Chase Freedom Unlimited is easier to get approved for than the Chase Sapphire Preferred Card or Chase Sapphire Reserve.
Best credit cards if your FICO score is 600 to 649 overview
| Credit Card | Best For |
|---|---|
| Capital One Platinum Credit Card | Rebuilding credit |
| Secured Mastercard® from Capital One | The lower end of fair credit |
| OpenSky® Secured Visa® Credit Card | Those with little to no credit |
| Discover it® Secured | Cashback rewards AND building credit |
The highest credit card limit is $100,000 from the Chase Sapphire Preferred® Card, according to reports about the card's maximum limit (and only considering cards available to the general public). But not all applicants who are approved for an account receive a limit that high.
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