The Delta SkyMiles® Gold Business American Express Card is a practical asset for Delta Air Lines devotees with small businesses or side hustles. With an annual fee of $0 intro for the first year, then $99, it's the lowest-cost option in the family of small-business Delta credit cards. And it packs plenty of value.
With the addition of new rewards categories, the Gold Delta SkyMiles Amex is also now worth considering for those looking for a travel card with decent-enough (2 miles per dollar spent) earnings on restaurant and supermarket purchases.
Based on these data points, you'll generally need a credit score of 690 or higher to be approved. But a few consumers reported being approved for a Delta card with a credit score as low as 640.
For folks who maximize the American Express® Gold Card's annual credits and spend plenty in the card's bonus categories, the card is worth every penny, even at $250. But for those who can't, a card with comparable rewards — but without the annual fee — is a smarter choice.
If you consistently get 2+ cents per mile on Delta award flights, a 60,000 mile sign-up bonus is worth at least $1,200!
Delta's SkyMiles charts say the minimum number of miles required for a free U.S. trip is 25,000. Mile requirements have been lowered on certain flights in both business and first class. One-way award tickets will start as low as 12,500 miles plus taxes and fees.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
Delta SkyMiles Blue American Express Card
It is one of the best Delta credit cards. One benefit of Delta SkyMiles is that they never expire, so long as your account is open and active. This no annual fee card also has no foreign transaction fees (See Rates & Fees).
The easiest American Express credit card to get is the USAA Secured Card, so long as you're eligible for USAA products. Ifyou're not, you might want to focus on one of the Amex cards that require good credit, like the Amex EveryDay Credit Card.
The American Express® Gold Card offers solid value for most travelers. The earnings rate of 4 Membership Rewards points per dollar at restaurants and U.S. Supermarkets* is among the highest in the industry. Membership Rewards are flexible and easy to redeem.
When you compare the American Express® Gold Card and The Platinum Card® from American Express, the American Express Platinum card is the winner. While it's a more expensive choice, the American Express Platinum card provides frequent travelers with a lot more value.
Is it hard to get an Amex Gold card? Getting the Amex Gold Card isn't the easiest card to qualify for as you need good or excellent credit. That means having a minimum 670 FICO score and existing cards in good standing. Being an existing American Express cardholder can also make it easier to qualify.
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