The Credit One Bank® Visa® Credit Card is one of the most popular credit cards for people with bad credit, largely because it's one of the few unsecured cards that applicants with poor credit scores can get approved for. ... The Credit One Visa also has an APR of 17.99% - 23.99% (V), based on your credit standing.
Credit One Bank is a legitimate bank that has been issuing unsecured credit cards for people with limited credit and bad credit since 1984. ... Capital One is just bigger, more well-known and has more credit cards to choose from. And Credit One does not offer financial products aside from credit cards.
Get big rewards on purchases you make every day! Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter. For all other purchases you make with this card, you'll earn unlimited 1% cash back rewards.
If you travel often, you're likely to get more value out of a rewards card that offers points instead of cash back. But if traveling isn't your thing, or you value simplicity and low annual fees, a cash back credit card may be a better choice for you.
What is the maximum credit line for Credit One? The maximum credit line will vary, depending on the cardholder's credit history. You'll have an initial credit limit of at least $300 to $500.
Credit One and Capital One are two distinct, independent companies. While they share some branding similarities and are both U.S.-based banks that issue credit cards, Credit One and Capital One have no direct affiliation. Capital One does not own Credit One, and vice versa.
Credit One Bank will periodically consider your account for automatic credit line increases, typically after you've had a card for 5 or 6 months. This timeline is also recommended if you're requesting an increase on your own.
CONSUMER COMPLAINTS
Credit One cards are issued by Credit One Bank of Las Vegas, which is a subsidiary of Sherman Financial Group, a private company based in Charleston, South Carolina.
Yes, Credit One Bank can sue you. Credit One Bank can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs. If you've been sued by Credit One Bank, do not ignore the lawsuit; you may have defenses.
They allow you to take out cash using your credit card at your bank or an ATM. Most credit card issuers put a limit on how much of your credit line you can withdraw.
How to use the Credit One Bank Visa Cash Back Rewards card:
Yes, you still eventually have to pay for that gas purchase when you use a credit card.
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