Visa Infinite is the highest tier you can get and comes with all of the benefits from Traditional and Signature. Many of the Visa Infinite perks offer higher levels of protection compared to the Visa Signature version of the benefits.
Centurion® Card from American Express is not only the most prestigious credit card in Canada – it also tops Finder Canada's list of the most exclusive credit cards in the world. The Centurion® is generally considered to be the first, and most elite, invitation-only card in the world.
There are three noteworthy Visa Infinite credit cards issued in the United States — the Chase Sapphire Reserve®, the UBS Visa Infinite Credit Card and the Ritz-Carlton Rewards Credit Card. All cards come with high annual fees and are intended for high net-worth individuals who travel often.
Benefits offered at the Infinite level
Purchase protection (coverage for theft or damage). Return protection. Trip cancellation and interruption coverage. Trip delay reimbursement.
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The Centurion® Card from American Express (Review) is generally considered the most expensive credit card; it charges a $10,000 initiation fee and a $5,000 annual fee. It's only available by invitation. The Mastercard® Gold Card™ (Review) is the priciest card that anyone can apply to thanks to an annual fee of $995.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
For a Visa Infinite credit card, in order to qualify, you need an income of at least $60,000 personal or $100,000 household. For Visa Infinite Privilege, the income requirements are $200,000 for either personal or household, at least double the Visa Infinite requirements.
A notable perk of carrying a Visa Infinite card is that most have added travel insurance coverage. ... Travel insurance will vary based on what credit card issuer you choose. Some offer a wider range in coverage, while others will offer a higher degree of coverage for each type of insurance.
We'll outline the perks that come with the Visa Infinite program below, but the first thing to know is that Visa Infinite cards are a step up from the more common Visa Signature designation you'll find on cards such as the Chase Sapphire Preferred® Card.
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