The Citi Rewards+® Card underwhelms when compared with other rewards credit cards in its class. Yes, modest spenders may appreciate the card's unique "round up" offer, which can make small purchases a little more rewarding.
15,000 ThankYou points has a value of $150 with the standard redemption options. Although not the best bonus offer on the market, it's a decent one for a no-annual-fee card. See the next section on how these points could be worth up to an average $255. Fund Checking accounts with your card.
Citi doesn't publish specific credit scores needed to be accepted for its cards. But, you'll usually need an excellent credit score of around 760* to be approved for a rewards credit card such as the Citi Rewards+.
While Citi Cash Back is a great option for people with substantial food and fuel budgets, Citi Rewards Card is a better fit for frequent shoppers. Cardholders don't need to worry about minimum spend requirements, and can begin earning points for their purchases right away.
The usual Citibank credit card limit is $500 to $5,000 to start, depending on the card. The Citi Double Cash Card, the Citi Simplicity® Card - No Late Fees Ever and the Citi® Diamond Preferred® Card have $500 minimum credit limits.
On average, Citi ThankYou points are worth about 0.8 cents each, but it's not hard to get 1 cent per point by redeeming them for gift cards or flights. The easiest redemption options, cash back and statement credits, will only get you 0.5 cents per point, which drags down the average value of Citi ThankYou points.
You can redeem your reward points against Card outstanding and it is applicable on Citi Rewards Card, IndianOil Citi Platinum/Titanium Card and Citi Prestige Card only. ... Choose the category 'Reward points / Redemption related' State the number of points you want to redeem.
Here's how to maximize your hard-earned points.
For merchant outlets not registered under the MCCs assigned for Apparel and Department Stores by Mastercard® & Visa customer will earn 1 reward point for every INR 125 spent on the card. ... Incremental 4X bonus points is subject to a cap of 320 points (i.e. 4X of INR 10,000/125) per statement month.
What score model was used to calculate my score? Your FICO® Score is calculated based on data from Equifax using the FICO® Bankcard Score 8 model and is the same score we use, among other information, to manage your account. This model has a FICO® Score range from 250 through 900.
The easiest Citi card to get is the Citi® Secured Mastercard® because it is the only one that will accept applicants with limited history credit history. This card requires a $200 refundable security deposit but has a $0 annual fee.
Unlike Chase, which has a similar 5/24 rule (only five new accounts in the last 24 months), Citi's limits on new cards only apply to other Citi cards.
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