5x Points On Air Travel The Citi Prestige also offers 5x points on airfare purchases, and this applies whether you're booking directly with an airline or through a travel agency. An 8.5% return on airfare spending is great, and makes this one of the best credit cards for airfare purchases.
However, if you forget what the card once offered and instead look at its current offerings, the Citi Prestige is still worth considering. For select consumers, the Citi Prestige's benefits will outweigh the cost of the annual fee.
A FICO® Score of 700 or higher is recommended for the Citi Prestige® Card, because it's aimed at consumers with good to excellent credit. However, it's possible to get approved with a score below 700 or to get denied with a score above that mark.
On average, Citi ThankYou points are worth about 0.8 cents each, but it's not hard to get 1 cent per point by redeeming them for gift cards or flights. The easiest redemption options, cash back and statement credits, will only get you 0.5 cents per point, which drags down the average value of Citi ThankYou points.
15,000 ThankYou points has a value of $150 with the standard redemption options. Although not the best bonus offer on the market, it's a decent one for a no-annual-fee card. See the next section on how these points could be worth up to an average $255. Fund Checking accounts with your card.
You can downgrade the Citi Prestige Card for a full refund even after 30 days have passed since the annual fee posted.
Yes, the Citi Prestige card is metal.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
The most exclusive credit card is the American Express Centurion Card, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year, and an application is needed to apply.
Citibank Annual Fee Waiver
You will even be able to know your annual fee waiver results immediately. Alternatively, you can write an email to Citibank online or visit your nearest Citibank branch to submit your annual fee waiver request.
Here's how to maximize your hard-earned points.
You can redeem your reward points against Card outstanding and it is applicable on Citi Rewards Card, IndianOil Citi Platinum/Titanium Card and Citi Prestige Card only. ... Choose the category 'Reward points / Redemption related' State the number of points you want to redeem.
In addition, purchased Citi ThankYou points have an even shorter expiration than points earned through bank bonuses. They expire one year from the end of the year in which you purchased them. So if you purchased ThankYou points in August 2020 they will expire on December 31, 2021.
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