Best college student credit cards
| Category | Credit Card |
|---|---|
| Best for Cash Back | Discover it® Student Cash Back |
| Best for Travel | Bank of America® Travel Rewards for Students |
| Best for Gas Stations and Restaurants | Discover it® Student chrome |
| Best for Small Purchases and Supermarkets | Citi Rewards+℠ Student Card |
The Citi Rewards+ Student Credit Card comes with no annual fee and a 0% introductory APR period of seven months (then 14.49% to 24.49% variable APR) on new purchases. ... It could be as high as 29.99%, based on your credit score, and it could apply indefinitely.
Credit Cards for Students with No Credit Compared
| Student Credit Card | Best For | Review Rating |
|---|---|---|
| Chase Freedom® Student credit card | Chase Student Card | 3.0 / 5 |
| Discover it® Student chrome | Discover Student Card | 4.3 / 5 |
| Bank of America® Cash Rewards Credit Card for Students | Bank of America Student Card | 5.0 / 5 |
You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved.
If you don't have any form of income, you can open your own credit card account by having a family member co-sign. If your parents or other family members are willing to do so, opening a joint account can help build your credit while giving you access to the rewards and benefits that a student credit card offers.
Some cards offer other benefits, too, like increasing your rewards rate for making payments on time. When used responsibly, a student credit card can help you grow your credit score.
The best Citi credit cards are probably already on your short list if you're seeking a card with a generous introductory interest rate offer, cash back, or airline rewards. Citi offers a wide range of credit cards, from a secured card to a premium airline card, plus all sorts of points and cash back rewards in between.
NerdWallet's Best College Student Credit Cards of May 2021
Average Credit Card Debt for College Students
The reason is that credit card debt is painful for anyone, but it's especially troublesome when you're still in college because you're most likely to already have student loan debt. ... Your credit score will start to go up as your balance starts going down.
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