The best college student credit cards of May 2021
It's no longer available to new applicants
The Citi Dividend isn't open to new applicants; in fact, it stopped accepting new applications several years ago. At one point, it was potentially an option if you requested a product change from another Citi card, but that's no longer the case, according to Citi.
To apply by phone, applicants can call 1-800-839-5054 for the Citibank Dividend rewards card for college students or 1-800-601-8268 for the standard card application.
The two main types of credit cards for college students are unsecured student credit cards and secured credit cards. Both types should be pretty easy to get for students, even with limited or no credit history, as long as they have enough income to afford monthly bill payments.
Average Credit Card Debt for College Students
The reason is that credit card debt is painful for anyone, but it's especially troublesome when you're still in college because you're most likely to already have student loan debt. ... Your credit score will start to go up as your balance starts going down.
If you don't have any form of income, you can open your own credit card account by having a family member co-sign. If your parents or other family members are willing to do so, opening a joint account can help build your credit while giving you access to the rewards and benefits that a student credit card offers.
Ex-Dividend Date 04/30/2021. Dividend Yield 2.8% Annual Dividend $2.04.
The CIBC Dividend® Visa* Card is a cash back credit card. That means when you make purchases with this credit card, a small percentage of your spending accumulates as cash back. This credit card lets you earn 2% cash back on eligible grocery purchases.
Citi normally charges a 3% fee for foreign transactions. However, around half of its products — including the Citi Prestige® Credit Card and most cobranded American Airlines cards — have 0% foreign transaction fees.
NerdWallet's Best College Student Credit Cards of May 2021
You can start building credit by repaying your student loans or by signing on as an authorized user on a family member's credit card. If you earn your own income, you can also apply for your own secured credit card to help you get started.
Answer: A: Honestly as a student with minimal income you most likely will end up with their highest interest rate of 23.99%. Don't get the Apple Card just because it's Apple. You may want to look at getting a card through your local bank with a low credit limit and see if you can negotiate a better rate.
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