Our Verdict. The Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, from our partner, Citi, is a good choice for anyone who wants to earn miles in the AAdvantage program and score some basic perks, like preferred boarding and free checked bags on domestic flights without paying an exorbitant annual fee.
If you're a frequent American Airlines flyer, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is worth a look. Its free checked bags, early boarding and double-miles categories can help make up for the annual fee.
Minimum Credit Score Requirements For Citibusiness / Aadvantage Platinum Select World Mastercard. All Citi cards — including the Citi Aadvantage Platinum Select card — require a credit score of at least 660, but your best odds for approval are with a score of 700+.
Who should get it: This card is good for those who want to earn American Airlines miles but absolutely don't want an annual fee and also don't fly American Airlines with regularity, so don't care about waived check bag fees. For more information, read our AAdvantage MileUp card review.
But you'll generally need an excellent credit score of at least 760* to be approved for a rewards credit card like the Citi / AAdvantage Platinum Select World Elite Mastercard.
Citi partners with FICO and Equifax, one of the major credit reporting agencies, to be able to provide you with your FICO® Score.
The Citi AAdvantage Platinum Select card waives the first checked bag fee on domestic American Airlines operated itineraries for you and up to four companions traveling on the same reservation.
To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it's a good idea to have at least two or three credit cards.
You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved.
Airline cards — and travel cards in general — typically require good or excellent credit scores, meaning 690 or higher. You can check your credit score on NerdWallet.
The easiest Citi card to get is the Citi® Secured Mastercard® because it is the only one that will accept applicants with limited history credit history. This card requires a $200 refundable security deposit but has a $0 annual fee. It also helps build credit history with monthly reporting to the credit bureaus.
What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.
Best Airline Credit Cards for Bad Credit
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