The Capital One Walmart Rewards Card is fairly light on fees. You can even use this card for international purchases without paying foreign transaction fees. Score. Credit score is one of the many factors lenders review in considering your application.
There are two Walmart credit cards you can apply for — the Capital One® Walmart Rewards™ Mastercard and the Walmart Rewards Card. The latter can only be used at Walmart stores, Walmart.com, Sam's Club, and its associated gas stations. The Walmart Mastercard, however, can be used anywhere Mastercard is accepted.
What does your credit score have to be to get a Walmart credit card? There is no hard and fast number when it comes to the credit score required to get a Capital One Walmart Rewards™ Card or Walmart Rewards™ Card.
The Capital One Walmart Rewards Card, however, requires good to excellent credit for approval since it is a general use credit card that can be used anywhere Mastercard.
A Walmart credit card does build credit, just like any other major credit card, as long as you use the card responsibly. That generally means paying your Walmart card bill on time every month and not maxing out your total credit limit. You can learn more from WalletHub's guide on how to build credit.
The best credit cards for a 550 score:
The higher your score is, the higher you can expect your credit limit to be. There are reports of people getting Walmart Store Card limits of $400, $1,000 and $8,000. People report being approved and $1,200.
Capital One Chief Executive Richard Fairbank said Tuesday the bank had agreed to buy the roughly $9 billion in card balances. ... Synchrony wanted to sell the balances at a premium, according to people familiar with the matter.
While no credit score guarantees approval, you'll need good to excellent credit to qualify for the Capital One Walmart Rewards Mastercard (a FICO score of at least 670 or higher).
The Walmart Credit Card grace period is 23 days. In other words, you will have a 23-day period between when your bill is made available each month and when interest begins to be assessed. However, if you carry a balance from one month to the next, new purchases will be assessed interest daily.
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