If you're planning a big-ticket purchase (besides a car) that will take longer than a single billing period to pay off, the GM BuyPower Card from Capital One is a decent option, offering 0% interest on new purchases for the first 12 months.
The BuyPower Card is a credit card that rewards you with Earnings on every purchase you make, redeemable toward the retail purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
The best Capital One credit card for bad credit is the Secured Mastercard® from Capital One. It has a $0 annual fee, a $200 starting credit limit and a minimum security deposit of $49, $99 or $200.
You'll love how easy it is to earn points online or at your dealer — taking care of and customizing your vehicle are great ways to get started. Paid Certified Service,* purchasing GM Accessories^ and more will earn you 6 points per $1 spent. Plus, if you purchase or lease a new GM vehicle, you'll earn 20,000 points.
This is useful because Capital One limits you to only two cards. So if you want another Capital One card, your only option is to merge your two cards to free up some space. Unfortunately, Capital One has stopped combining credit cards — although they claim only temporarily.
GM employees and their families can get 20% off most Connected Services and OnStar® plans.
For a new lease or vehicle purchase, customers receive 20,000 points which currently can be redeemed for a $100 allowance toward GM accessories, services or other eligible offers.
How Can I Redeem a Voucher?
General Motors manufactures vehicles in several countries; its four core automobile brands are Chevrolet, Buick, GMC, and Cadillac. It also either owns or holds a significant stake in foreign brands such as Wuling, Baojun, and Jiefang.
If you have excellent credit, choosing the Quicksilver card over the Platinum card is a no brainer. Not only will the interest most likely be lower, but many of the perks – including no foreign transaction fees and no penalty APR rate – will be the same.
Quicksilver is the clear winner of this category. With Quicksilver, you get 0% for 15 months on purchases and a regular APR of 15.49% - 25.49% (V). Venture, on the other hand, should not be used for financing. It doesn't offer low intro rates – just a regular APR of 17.24% - 24.49% (V) based on creditworthiness.
When it comes to Chase vs. Capital One, both offer a range of rewards cards, as well as cards for people with average credit. Capital One tends to offer more options for people with lower credit scores, while Chase tends to offer more credit cards for people with excellent credit who want high-powered rewards.
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