Though the American Express Blue Cash Preferred card is a good option for those seeking cash-back rewards, it's probably not the best choice for frequent travel, especially if it's outside the U.S. There's a 2.7% foreign transaction fee, and it lacks the higher cash-back rates for travel purchases and other travel ...
The Amex Blue Cash Preferred credit score requirement is 700 or higher. That means applicants need at least “good” credit for approval. Some forum posts online report getting approved for American Express Blue Cash Preferred with scores as low as 665.
There's an annual fee of $0 intro for the first year, then $95. That's pricey for a cash-back credit card, especially since most of its competitors charge no annual fee. Still, the card's high rewards rates will more than make up for the fee for many cardholders, especially those with families.
We carry no balances on credit cards and this card has a limit of almost $30,000. Budget your groceries and gas, and pay for them with this card. Then pay it off each month and enjoy whatever you want with your rewards. It's that easy.
Good or excellent credit required
Not everyone can get Amex Blue Cash Preferred given its good-credit approval requirement. So you may want to check your latest credit score for free on WalletHub to make sure you have a good shot at qualifying before you submit an application.
Amex EveryDay also offers rewards on up to $6,000 spent at U.S. supermarkets each year but provides a lower earning rate: 2 points per $1. That rate also applies to eligible purchases made on amextravel.com. ... But all things considered, Blue Cash Everyday wins this category, thanks to its higher earning rates.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
There is no specific credit score required to be approved for the Blue Cash Preferred. ... So having a certain credit score won't automatically mean you'll be approved for the card. Amex does recommend having “good to excellent” credit to apply for the card, which means you should aim for at least a 670 score.
Editorial and user-generated content is not provided, reviewed or endorsed by any company. The Amex Blue Cash Preferred credit limit is $1,000 to nearly $30,000, according to reports from Blue Cash Preferred cardholders online.
The Amex Blue Cash Preferred supermarkets list includes Gristedes, Foodtown, Meijer, Shoprite, Stop and Shop, Vons, Whole Foods and Winn-Dixie. These U.S.-based supermarket chains all earn 6% cash back on the first $6,000 in combined purchases charged to the Blue Cash Preferred card each calendar year.
The American Express Blue Cash Everyday Card is a decent choice for those looking to earn rewards without paying an annual fee and who typically spends a good chunk of their household budget at supermarkets, department stores and gas stations in the U.S.
Redeeming rewards on the Blue Cash Preferred® Card from American Express is simple. Log in to your American Express account online and click "Use Reward Dollars." Cash back comes in the form of a statement credit, which directly reduces your account balance. You can redeem in increments of $25, with a $25 minimum.
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