Best Wells Fargo credit cards
The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700.
The Wells Fargo Platinum card is best for those looking for a basic card with no annual fee that gives you an extended interest-free period on balance transfers and purchases. You'll be able to pay down high-interest credit card debt or finance a big purchase without paying interest fees for 18 months.
The Wells Fargo Visa Signature Card offers you points worth as much as 1.5 cents each toward flights. Better yet, it has the effect of increasing the value of points you earn from other Wells Fargo cards, which is why you should't overlook this card.
The Wells Fargo Cash Wise Visa is an OK choice for everyday purchases, providing a simple 1.5% back on whatever you buy. While other cards may offer higher rewards in specific categories, they may be in areas that don't align with your spending and/or you may also not want to be bothered with category tracking.
Wells Fargo credit card approval odds are best for people who have at least good credit. Most Wells Fargo credit cards require a credit score of 700+.
Your customer will receive the credit card within 7—10 days of being approved for credit.
So to recap, your Wells Fargo Platinum credit limit will be $1,000+, and you could get an increase either by requesting one from Wells Fargo customer service at (800) 642-4720 or by moving your credit from another Wells Fargo card. That's as much as you'll know going in.
Wells Fargo credit card limits range from $500 for the Wells Fargo Cash Back College℠ Card to $5,000 for the Wells Fargo Visa Signature® Card, at a minimum. Other Wells Fargo cards fall somewhere in the middle.
Also, note that asking for a credit limit increase could result in a hard inquiry on your credit report, which could temporarily impact your score. As a final consideration, you should note that Wells Fargo may automatically increase your credit limit from time to time.
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