best rewards credit card reddit

1. Which credit card has the best rewards Reddit?
2. Which credit card has the best rewards program?
3. What credit card has the best cash back rewards?
4. What credit card should I apply for Reddit?
5. What is the 5 24 rule?
6. Is Amazon credit card worth it Reddit?
7. What are the top 5 credit cards?
8. Does Cancelling a credit card hurt your credit?
9. What is the fastest way to build credit?
10. Is it better to get cash back or points?
11. What is the best cash back credit card with no annual fee?
12. What credit card gives 2% cash back?

Which credit card has the best rewards Reddit?

I highly recommend getting the Chase Freedom since current quarter (Jul to Sept) is 5% cashback at a restaurants. Then Chase Saphire Reserve since it will get 3% at restaurants once the Freedom's rotating category is over (As someone has mentioned, the card does come with $450 annual fee.

Which credit card has the best rewards program?

Best Overall: American Express® Gold Card. Runner-Up: Capital One® Venture® Rewards Credit Card. Best for Cash Back: Alliant Visa® Signature Credit Card. Best for Luxury Travel: Chase Sapphire Reserve®

What credit card has the best cash back rewards?

NerdWallet's Best Cash Back Credit Cards of May 2021

• Chase Freedom Unlimited®: Best for Bonus rewards: 5%/3% categories + high ongoing rate.
• Citi® Double Cash Card – 18 month BT offer: Best for Flat-rate cash back: High ongoing rate.
• Discover it® Cash Back: Best for Bonus rewards: Quarterly categories + cash-back match.

What credit card should I apply for Reddit?

Capital One Platinum. Discover Chrome. You may be accepted for the cards below if you score is 660+, use good judgement when applying for those cards.
...
Amex Gold Data Point

• Discover It $2,800.
• Chase Freedom $9,000.
• Amazon Visa $3,500.
• Citi Double Cash $11,000.

What is the 5 24 rule?

What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

Is Amazon credit card worth it Reddit?

Just keep in mind that any purchases you think may require additional warranty and/or price protection should steer you towards a credit card. ... If you intend to carry a balance, then credit cards just aren't worth it. If you pay in full each month and don't do much international travel, the Amazon card is a good one.

What are the top 5 credit cards?

The Best Credit Cards of 2021

• Citi® Double Cash Card: Best Flat-Rate Cash Back Card.
• Chase Sapphire Preferred® Card: Best Entry-Level Travel Card.
• Chase Freedom Flex℠: Best Cash Back Card.
• American Express® Gold Card: Best Card for Dining.
• Chase Sapphire Reserve®: Best Flexible Travel Rewards Card.

Does Cancelling a credit card hurt your credit?

Although it goes against general credit advice, in certain circumstances closing a credit card account is necessary. A credit card can be canceled without harming your credit score⁠—paying off your balances first is key. Closing a credit card will not impact your credit history, which factors into your score.

What is the fastest way to build credit?

1. Pay bills on time.
2. Make frequent payments.
3. Ask for higher credit limits.
4. Dispute credit report errors.
5. Become an authorized user.
6. Use a secured credit card.
7. Keep credit cards open.
8. Mix it up.

Is it better to get cash back or points?

Cash back is flexible and easy to redeem. Points or miles dangle the possibility of a paid-for vacation and, sometimes, a higher reward value per dollar spent. Nowadays, some cards let you redeem rewards for cash or travel at the same value. ... “If you don't want to work at it, cash back is the easy decision.

What is the best cash back credit card with no annual fee?

Best cash-back cards with no annual fee

What credit card gives 2% cash back?

Fidelity® Rewards Visa Signature® Card

It pays out a flat 2% back on every purchase, and has a $0 annual fee.