Nerdy tip: This card was previously called the BBVA Compass Visa Business Rewards Credit Card. It once was an option for small-business owners with fair credit, but to qualify now, you must have excellent credit (FICO scores of 720 or higher).
Here are Select's picks for the top credit cards for building or rebuilding your credit:
The BBVA Optimizer Credit Card is a secured credit card with a $40 annual fee. Like other secured credit cards, it's designed for people with poor to below average credit, including those who've recently experienced serious financial shocks – though people with very recent bankruptcies may not qualify right away.
The Optimizer Credit Card® is a secured credit card, which means your credit line is backed, or secured, by a collateral savings account. Designed for people who need to build or improve their credit history, this card gives you the financial flexibility and convenience you need.
BBVA Compass ClearPoints is a decent card, but it depends how you use it. On one hand, it is more affordable than the average low interest rate card and offers a long introductory period on balance transfers and new purchases (0% for 13 months), though also a higher-than-average balance transfer fee (4% (min $10)).
BBVA bank services. BBVA USA is among the 25 largest commercial banks in the United States. BBVA's banking services include checking accounts, savings accounts and credit cards for individuals and commercial clients. The bank also provides wealth management services.
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
Then consider these six basic strategies for rebuilding credit:
BBVA Select Credit Card: Purchase APR and Balance Transfer APR: 13.24% to 17.24% variable, based on creditworthiness. Balance Transfer Fee: Either $10 or 4% of the amount of each balance transfer, whichever is greater. Cash Advance APR: 22.24% variable. ... Annual Fee $99, waived for the first year the account is open.
The BBVA Visa® Debit Card is the most convenient way to access the funds from your checking account. Whether it's making an everyday purchase, or accessing cash at an ATM, it's easy and convenient. All transaction detail is easily tracked using Online Banking or your monthly statements.
BBVA Compass has partnered with Zelle and integration is “coming soon”.
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