5 Ways to Say No to Friends and Stay Within Your Budget

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John Davidson
5 Ways to Say No to Friends and Stay Within Your Budget

5 Ways to Say No to Friends and Stay Within Your Budget

  • Be Honest With Yourself. You can't be honest with your friends about your financial situation if you're not honest with yourself first. ...
  • Suggest A Different Time. I have found that most people want to meet for dinner, which is the most expensive meal of the day. ...
  • Be Gentle. ...
  • Go Small. ...
  • Just Say No.

  1. How do you politely say no to a friend asking for money?
  2. How do you politely say no to a friend?
  3. How do you say no and save money?
  4. How do you reject a plan nicely?
  5. How do I reject a friend to borrow money?
  6. How do you politely refuse money from someone?
  7. Is it OK to say no friends?
  8. How do you say no without being rude?
  9. How do you say no gracefully?
  10. How can I save money with my friend?
  11. How do you say no money?
  12. How do you say you don't want to spend money?

How do you politely say no to a friend asking for money?

Try the following:

  1. “I'm not really in a position to lend you money.”
  2. “I really don't feel comfortable doing that.”
  3. “I'm sorry, but no.”
  4. “That's really not feasible for me.”

How do you politely say no to a friend?

Here are three points to remember when you're using this particular script—or something similar—to say “no” to a friend.

  1. Say it Fast. Don't keep your friend hanging for days or weeks, hoping she'll “forget” about it. ...
  2. Explain Why—Briefly. ...
  3. Propose Something Else.

How do you say no and save money?

  1. Keep it positive. The last thing you want to do when saying “no” is to use a bogus excuse. ...
  2. Find your why. ...
  3. Suggest a more affordable (or free) option. ...
  4. Suggest a different time. ...
  5. It's okay to just order a water. ...
  6. Budget for some “fun money” ...
  7. Try a no spend challenge. ...
  8. Be honest with your friends and family.

How do you reject a plan nicely?

So how can you give a firm but polite “no”?

  1. “Thank you for thinking of me. I would love to be there, but can't.”
  2. “Wish I could, but it is not possible for me to attend.”
  3. “I'm already busy that day/evening/weekend.”
  4. “Oh, too bad for me. I'm going to miss all the fun!”

How do I reject a friend to borrow money?

Be Firm and Concise

When you speak to your friend or relative, firmly explain that you're not able to provide him with a loan. For example, “I'd love to help, but I'm just not in a position to lend you the money right now.” This is short and to the point and does not give your friend or relative much room for argument.

How do you politely refuse money from someone?

How to Decline Help From Friends or Family

  1. “Dad, I appreciate that you want to help me on my job hunt. ...
  2. “Mom, I appreciate the offer, but I don't feel comfortable accepting money from you for something like a vacation. ...
  3. “Thank you so much for offering to buy me lunch.

Is it OK to say no friends?

True friends have to be sensitive to each other's feelings and be willing to accept NO for an answer when it's reasonable. Sure, we all want to help out our friends and support them but if the personal cost of saying yes is too great, either morally or logistically, its okay to say NO.

How do you say no without being rude?

How to Say “No” Without being Rude. 5 Ways!

  1. Be gracious and polite. There is no need to be aggressive or confrontational. ...
  2. Sleep on it. Very rarely do people need an immediate response to something. ...
  3. Start with what you CAN do vs. what you can't do. ...
  4. Be sympathetic while remaining firm. There is no need to be overly apologetic or defensive. ...
  5. Be brief but honest.

How do you say no gracefully?

Here are some easy phrases and methods you can use to say no gracefully, to pretty much anything:

  1. Oh, no thanks.
  2. Oh, thanks, but I can't.
  3. I have to pass on that.
  4. *Silently pass the donation/fundraiser form on to the next person after looking at it briefly*
  5. Sorry, I can't make it.
  6. Sorry, it's not in the budget right now.

How can I save money with my friend?

5 Great Ways to Save Money With Friends

  1. A Potluck. As soon as you decide to eat in rather than eat out, you're financially winning. ...
  2. Referrals for Credit Card Points. ...
  3. Group Discounts. ...
  4. Sharing Subscriptions. ...
  5. A Budget-Off.

How do you say no money?

Here are seven ways to politely say no when you're asked for money.

  1. Make It Your Rule. ...
  2. Respond Promptly. ...
  3. Be Clear, To-The-Point, & Polite. ...
  4. Be Aware of What You Can Give. ...
  5. Offer to Help in Other Ways. ...
  6. Consider Your Relationship. ...
  7. Be Wary of Discussing Financial Details.

How do you say you don't want to spend money?

Phrases to use instead of “I Don't Want to Spend Money”

  1. “Sorry – can't eat out tonight because I'm trying to hit FIRE” (“Wait what? ...
  2. “Would love to attend but I'm not allowed to spend any money this month” (“Huh??! ...
  3. “Can't make it I'm afraid because I just paid off my credit cards and don't want to tempt myself!” (“


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